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Offer Zone Rates & Charges
Rates & Charges
FD, RD & iWish
(390 days - 2 yrs)
7.90% Apply Now
Senior Citizens
(390 days - 2 yrs)
8.40% Apply Now
Home Loan 
(Upto 5 crore)
9.55*% Apply Now
Personal Loan
(Upto 20 lacs)
11.49*% Apply Now

More Rates       Service Charges & Fees 

Tools and Calculators

Personal Loan EMI Calculator

Calculate your personal loan EMI payments and compound Interest

Dreaming of a vacation, a perfect wedding, home renovation or a much desired gadget, you no longer need to wait to realize your dreams. Make life picture perfect with ICICI Bank Personal Loans.

  • Get flexible repayment options of 12-60 months
  • Pay interest 11.49% onwards
  • Get Loan disbursement within 72 hours*


How to use the Personal Loan EMI Calculator

  • Loan Amount – Use the slider to select your Personal Loan amount that you would like to borrow. For Example: Rs. 3,00,000.
  • Interest Rate - Personal Loan Interest Rate offered by ICICI Bank is 11.49%. You do not need to change this value to calculate Personal Loan EMI. The EMI Calculator will automatically calculate the EMI that would be applicable for a ICICI Bank Personal Loan
  • No. of Months – Use the slider to select the tenure of your Personal loan and calculate your monthly EMI. The EMI value decreases as the tenure of the Personal Loan increases, the EMI Calculator will calculate the varying EMIs applicable for varying tenures in Months.

What is Personal Loan EMI

EMI is short form “Equated Monthly Instalment” or the Amount that is payable per month if you take a personal loan of a certain amount for a certain period. The calculation of EMI depends on 3 main factors:

  • Personal Loan Amount – The Rupee value of the loan that you take
  • Personal Loan Interest Rate – The interest rate that the bank will charge for the Personal Loan
  • Tenure of Personal Loan – The period for which you take the Personal Loan


ICICI Bank Limited maintains this application (the "Application") for your convenience and personal information, education and communication of an estimation of the indicative equated monthly installment (EMI) and is not an offer, invitation or solicitation of any kind to avail any products / services of ICICI Bank and is not intended to create any rights or obligations of whatsoever nature. Please note that the EMI calculated through this Application is rounded off to the next higher integer. Further, the EMI calculated is based solely on the data entered by you and does not envisage changes that might occur due to any discounts, schemes or other promotional activities introduced by ICICI Bank from time to time on its own or in association with a third party.

No reliance may be placed for any purpose whatsoever on the information contained in this application or on its completeness. The information set out herein may be subject to updation, completion, revision, verification and amendment and such information may change materially. ICICI Bank does not undertake any liability or responsibility for the details, accuracy, completeness or correct sequence of any content or information provided through the application.

The intellectual property contained herein belongs solely to ICICI Bank and any form of reproduction, dissemination, copying, disclosure, modification, and/or publication of the Application and information contained therein is strictly prohibited. ICICI Bank is not representing or giving you any assurance that your expectations, objectives, and needs will be met with the facility availed.