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Service Charges for your Personal Loan

Enclosed find the service charges for an ICICI Bank Personal Loan

Prepayment of the loan is possible after 180 days of availing the loan.
Pre payment charges as applicable would be levied on the outstanding loan.
Part prepayment facility on the loan is not available.
Description of Charges Personal Loans
Loan Processing Charges / Origination Charges     Upto 2%  of loan amount plus Service Tax
Prepayment Charges  

The lower of the two amounts given below:
1) 5% of principal outstanding or
2) Interest outstanding for the unexpired period of the loan.

Charges for late payment   2% per month
Cheque Swap Charges  Rs. 500/- per transaction
Cheque return Charges^ Rs. 400/- per return
Statement of Account Charges Rs. 200/- per statement
Prepayment Statement Charges Rs. 100/- per statement
Duplicate NOC Charges Rs. 500/- per NOC
Duplicate Repayment / Amortisation Schedule Charges Rs. 200/- per schedule

Notes:

  1. Service Tax and other govt. taxes, levies, etc. applicable as per prevailing rate will be charged over and above these charges at the discretion of ICICI Bank.
  2. The charges or fees given in above table are subject to change and the one recorded in agreement will be binding over this site.
  3. ^Effective for loans availed from August 10th, 2009. For loans availed prior to the said date, the cheque return charge is Rs 200.