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Service Charges for your Personal Loan

Enclosed find the service charges for an ICICI Bank Personal Loan

Prepayment of the loan is possible after 180 days of availing the loan.
Foreclosure charges as applicable would be levied on the outstanding loan.
Part pre-payment is not allowed.
No other fees or commitment charges are levied.

Description of Charges Personal Loans
Loan Processing Charges / Origination Charges   2%  of loan amount plus service tax
Prepayment Charges  Lower of the two amount given below. 1. 5% of principal outstanding or 2. Interest outstanding for unexpired period of the loan.
Charges for late payment   2% per month
Cheque Swap Charges  Rs. 500/- per transaction
Cheque bounce charges  Rs. 200/- per bounce
Statement of Account Charges Rs. 200/- per statement
Foreclosure Statement Charges Rs. 100/- per statement
Duplicate NOC Charges Rs. 500/- per NOC
Duplicate Repayment / Amortization Schedule Charges Rs. 200/- per schedule

Notes:

  1. Service Tax and other govt. taxes, levies, etc. applicable as per prevailing rate will be charged over and above these charges at the discretion of ICICI Bank.
  2. The charges or fees given in above table are subject to change and the one recorded in agreement will be binding over this site.