Login
|
Home
Deposits
Loans
Cards
Investments & Insurance
Demat
NRI Services
Online
Services
Go to -->
Web enable A/cs
Anywhere Banking
-- Internet Banking
-- Phone Banking
-- Mobile Banking
-- ATM
-- Bank Branch
Deposits
-- Savings A/c
-- Special Savings A/c
-- Senior Citizen Services
-- Fixed Deposit
-- Easy Receive A/c
-- Recurring Deposits
-- Roaming Current A/c
-- Young Stars
-- Bank@Campus
-- Salary A/c
-- Womens A/c
-- EEFC A/c
-- RFCD A/c
-- Privilege Banking
-- No Frills A/c
-- Rural Saving A/c
-- Outward Remittance
Cards
-- Credit Cards
-- Debit cum ATM Card
-- Travel Cards
-- Pre Paid Cards
Demat
Loans
-- Home
-- Personal Loans
-- Commercial Vehicle
-- Car
-- Loans against Securities
-- Loans Against Gold
-- Farm Equipment
-- Construction Equipment
-- Pre-approved Loans
Investments
-- ICICI Bank Bonds
-- GOI Bonds
-- Mutual Funds
-- IPO
-- ICICI Bank Pure Gold
-- Foreign Ex. Services
-- SCSS, 2004
Insurance
-- Life Insurance
- Life Link Super
- Life Guard
- Health Assure
- Health Assure Plus
- Life Time Pension II
-- General Insurance
- Tax Saver
- Health Insurance
- Home Insurance
- Motor Insurance
- Travel Insurance
NRI Services
Online Services
-- Click to Pay
-- -- Credit Card Payments
-- -- Loan Arrears Payments
-- Quick Pay
-- Bill Payment
-- Receive Funds
-- Funds Transfer
-- Convert to EMI
-- Shopping
-- Ticket Booking
--Online Tax Calculations
-- Account to Card Transfer
-- iMobile
-- Prepaid Mobile Recharge
-- Share Trading
-- Smart Money Order
-- Charity
Customer Service
Send a Query
Eligibility
Documentation
Service Charges
Application Process
EMI Calculator
Apply Online
FAQs
Select a Product
Home Loan
Loan Against Property
Personal
Car Loan
Commercial Vehicle
Loan Against Securities
Loan Against Gold
Farm Equipment
Construction Equipment
Pre-approved Loan
Consumer Durable Loan
Loan@Click
FlexiCash
Farmer Finance
RWRF
Business Install Loan
Aquaculture Finance
Horticulture Finance
Self Help Group Finance
Login
Personal
Corporate
Money2India
Young Stars
b2 branchfree banking
Get User-ID
Generate Password
Apply Now
Savings Account
Fixed Deposit
ULIP
/
Pension Plan
Hospital Care
Car Insurance
Health Insurance
Travel Insurance
More...
New User - Register Now
Internet Banking Demo
Channels
Branches
Internet Banking
Mobile Banking
ATM
Phone Banking
Accounts & Deposits
Cards
NRI Services
Recurring Deposit
Debit Cards
NRI - Home Loans
Young Stars Account
NRI - Deposits
Senior Citizen Account
Investments
Money Transfer
Loans
Forex / Gold
Corporate
Home Loans
Car Loans
Demat
Commercial Vehicle Loans
Personal Loans
Construction Equipment Loans
Loan Against Securities
For product details
click here
Service Charges for your Personal Loan
Enclosed find the service charges for an ICICI Bank Personal Loan
Prepayment of the loan is possible after 180 days of availing the loan
.
Foreclosure charges as applicable would be levied on the outstanding loan
.
Part pre-payment is not allowed.
No other fees or commitment charges are levied
.
Description of Charges
Personal Loans
Loan Processing Charges / Origination Charges
Upto 2% of loan amount plus service tax
Prepayment Charges
Lower of the two amount given below. 1. 5% of principal outstanding or 2. Interest outstanding for unexpired period of the loan.
Charges for late payment
2% per month
Cheque Swap Charges
Rs. 500/- per transaction
Cheque return charges
^
Rs. 400/- per return
Statement of Account Charges
Rs. 200/- per statement
Foreclosure Statement Charges
Rs. 100/- per statement
Duplicate NOC Charges
Rs. 500/- per NOC
Duplicate Repayment / Amortization Schedule Charges
Rs. 200/- per schedule
Notes:
Service Tax and other govt. taxes, levies, etc. applicable as per prevailing rate will be charged over and above these charges at the discretion of ICICI Bank.
The charges or fees given in above table are subject to change and the one recorded in agreement will be binding over this site.
^Effective for loans availed from August 10th, 2009. For loans availed prior to the said date, the cheque return charge is Rs 200.