Login | Home

Investments & Insurance

Online
Services

Documentation

Service Charges

Application Process

Home Renovation Personal Loans

Best Rate Personal Loans

Tax Saving Personal Loan

Flexible Personal Loan

Marriage Loans

	Login
Personal
Corporate
Money2India
Young Stars
b2 branchfree banking
New user ? Forgot Password ?

	Apply Now
Savings Account
Fixed Deposit
ULIP/ Pension Plan
Hospital Care
Car Insurance
Health Insurance
Travel Insurance
More...

	New User - Register Now
	Internet Banking Demo

	Channels
Branches
Internet Banking
Mobile Banking
ATM
Phone Banking

For product details click here

Service Charges for your Personal Loan

Enclosed find the service charges for an ICICI Bank Personal Loan

	Prepayment of the loan is possible after 180 days of availing the loan.
	Pre payment charges as applicable would be levied on the outstanding loan.
	Part prepayment facility on the loan is not available.

Description of Charges	Personal Loans
Loan Processing Charges / Origination Charges	Upto 2% of loan amount plus Service Tax
Prepayment Charges	The lower of the two amounts given below: 1) 5% of principal outstanding or 2) Interest outstanding for the unexpired period of the loan.
Charges for late payment	2% per month
Cheque Swap Charges	Rs. 500/- per transaction
Cheque return Charges^	Rs. 400/- per return
Statement of Account Charges	Rs. 200/- per statement
Prepayment Statement Charges	Rs. 100/- per statement
Duplicate NOC Charges	Rs. 500/- per NOC
Duplicate Repayment / Amortisation Schedule Charges	Rs. 200/- per schedule

Notes:

Service Tax and other govt. taxes, levies, etc. applicable as per prevailing rate will be charged over and above these charges at the discretion of ICICI Bank.
The charges or fees given in above table are subject to change and the one recorded in agreement will be binding over this site.
^Effective for loans availed from August 10th, 2009. For loans availed prior to the said date, the cheque return charge is Rs 200.