Above 21 years of age but below 60 at the time of the loan's maturity |
Any Proprietor, partner, professional or director above 21 years of age but below 65 at the time of the loan's maturity |
- |
Limited companies should have been in existence for at least 2 years |
Gross annual salary above Rs 1 lakh p.a |
Gross annual income above Rs 60,000 p.a. |
Firm should have a minimum PAT (profit after tax) income of Rs 60,000 |
Minimum PAT (profit after tax) of Rs 60,000 |