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Age Criteria |
The applicant should be atleast 21 years old at time of application, and below 59 years of age at time of maturity of the loan |
Any Proprietor, partner, professional or director above 21 years of age but below 64 at the time of the loan's maturity |
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Limited companies should have been in existence for at least 2 years |
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Income Criteria |
Gross annual salary of at least Rs. 1.5 lakhs per annum |
Gross annual income of at least Rs. 1.25 lakhs per annum |
Firm should have a minimum PAT (profit after tax) of Rs. 1.25 lakhs
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Minimum PAT (profit after tax) of Rs. 1.25 lakhs |