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Bronze Plan - Introduction
A composite policy that covers you against sponsor protection, study interruption, compassionate visit, personal liability, bail bond, checked baggage loss and personal accident.
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Policy Details |
| Policy Coverage | Key Benefit | Eligibility | Policy Exclusion | Other Plan |
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Policy Coverage
- Sponsor Protection– US $10,000 - Reimbursement of tuition fees in case of demise of person paying for studies due to an accident.
- Study Interruption– US $7,500 - Reimbursement for the remaining part of the current school semester fee, if studies are interrupted on account of a medical condition or compassionate reasons on the family front.
- Compassionate Visit– US $7,500 - In case of hospitalization (exceeding 7 days) of student or a family member, where a family member visits student or student visits India. Round trip economy class tickets for student/ family member, and accommodation for the family member visiting abroad, will be reimbursed.
- Bail Bond– US $5,000 - For the bail amount, if arrested or detained by police or judicial authorities of the place, for any bailable offence whilst abroad.
- Passport Loss* - US $200 - For expenses incurred in obtaining a fresh or new passport.
- Personal Liability– US $100,000 - Compensation of damages to be paid to a third party, resulting from death, injury or damage to health or property caused involuntarily by the insured.
- Personal Accident– US $10,000 - Compensation paid in case of death or permanent total disability.
- Checked Baggage Loss– US $1,000 – Compensation for the permanent loss of checked-in baggage.
* Deductible of US$ 50.
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Key Benefits
- Buy the policy in Indian rupees, which is 1/3 the cost of buying abroad
- Accepted by most of the foreign universities as a substitute for their compulsory insurance
- Medical outpatient expenses covered
- No pre-medical check-up required
- Tailor-made plans to meet varied student needs
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Eligibility
- Minimum age of insured persons is 18 years.
- Maximum age of insured persons is 35 years.
- Non-insurable persons: professional and semi-professional sportsmen.
- The policy can be bought by students already studying abroad.
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Policy Exclusions
- Medical expenses arising out of
- Pre-existing conditions
- Addiction to alcohol, drugs
- Mental disorder, anxiety, depression
- Venereal diseaseas
- Sexually transmitted diseases, AIDS, HIV
- Radiation, nuclear weapons induced
- Sporting activities
- Expenses arising out of loss valuables, money, securities and tickets
- Loss of passport in public places
- Personal liability of the insured
For more details, kindly refer to the Policy Wordings.
Student Medical Insurance Product Code: Misc 4050
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Other Individual Overseas Plans
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Insurance is the subject matter of solicitation.
Insurance brought to you from ICICI Lombard General Insurance Co Limited Misc 1, 13, 29, 30, 34B, 46, 50. ICICI Bank Limited has a referral arrangement with ICICI General. The contract of insurance is between ICICI General and the Insured, and not between ICICI Bank Limited and the Insured. Nothing contained on the Website shall constitute or be deemed to constitute an advice, an offer to purchase or an invitation or solicitation to undertake any activity or enter into any transaction relating to the Insurance Products. Participation by ICICI Bank's customers is on a purely voluntary basis and there is no direct or indirect linkage between the provision of the banking services offered by the Bank to its customers and their usage of the product or participation in the scheme. For more details on coverage, terms and conditions, please read the policy document carefully before conducting a sale. |
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