Benefits & Features

	Choice of investment funds
	You can choose to invest your money amongst 6 unit funds, to suit your risk-return objectives.
	And depending on how the market performs, you have the flexibility to switch between these funds to maximize your gains, up to 4 times a year - absolutely FREE.
	Death Benefit
	In case of the unfortunate event of death, your nominee will get the higher of the value of units or initial death benefit (i.e. Sum Assured), less any withdrawals made.
	You can choose amongst 2 options of the Sum Assured, expressed as a multiple of the single premium :-
		500% Sum Assured (i.e. 5 times the single premium)
		125% Sum Assured (i.e. 1.25 times the single premium)
	Survival / Maturity Benefit
	On survival / maturity, the value of the units as on that date will be paid to the policyholder.
	Maximum allocation
	You get 100% allocation for premium of Rs.5 lakhs and above (i.e. no entry load).
	No Medicals!!
	You can purchase a LifeLink Super policy online without having to undergo any Medical examination, under the following conditions :-
		If you have chosen the 500% Sum Assured option
			Between 0 – 35 yrs. of Age : Up to a maximum Single Premium amount of Rs.2.5 lakhs
			Between 36 – 45 yrs. of Age : Up to a maximum Single Premium amount of Rs.1.25 lakhs
		If you have chosen the 125% Sum Assured option
			Between 0 – 45 yrs. of Age : Up to a maximum Single Premium amount of Rs.40 lakhs
			Between 46 – 65 yrs. of Age : Up to a maximum Single Premium amount of Rs.20 lakhs
		The details filled by you in the online Medical Questionnaire meets our Underwriting criteria.
	Withdrawal benefit
	Partial withdrawals are allowed only after the completion of 3 policy years.
	Tax Benefits
	The premiums paid by you under this plan are eligible for tax benefit under Section 80C, as per prevailing Income Tax laws.
		If you have chosen the 500% Sum Assured option
			The entire single premium amount, subject to a maximum of Rs.1 lakh, is eligible for being deductible from your taxable income
		If you have chosen the 125% Sum Assured option
			Up to 20% of your Sum Assured value, subject to a maximum of Rs.1 lakh, is eligible for being deductible from your taxable income
	The benefits received under the plan would be eligible for tax benefits under Section 10(10D), as per prevailing Income Tax laws.

 

 

Insurance is the subject matter of solicitation. ICICI Bank Limited is licensed by the IRDA to act as a Corporate Agent of ICICI Prudential Life Insurance Company Limited.. The contract of insurance is between ICICI Prudential Life Insurance Company Limited and the Insured, and not between ICICI Bank Limited and the Insured. Participation by ICICI Bank's customers is on a purely voluntary basis.

LifeLink Super is a Unit Linked Insurance Plan (ULIP) and is different from traditional insurance products. Investments in ULIPs are subject to market risks. The Net Asset Value (NAV) of the units may fluctuate based on the performance of fund and factors influencing the capital market and the policy holder is responsible for his / her decisions. ICICI Prudential Life Insurance Company Limited and LifeLink Super are only the names of the Company and product respectively and do not in any way indicate the quality of the product, its future prospects or returns. LifeLink Super:
Product Code: U37.