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Death
Benefit: In case of death of the life
assured during the term of the plan, the entire Sum
Assured will be paid to the beneficiary. |
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Survival
Benefit:
There are no survival or maturity benefits. Hence, on
survival till maturity, nothing will be paid. |
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“No
Medicals”:
You can buy a LifeGuard policy online without having
to undergo any Medical examination, provided the following
conditions are met :
| Age
band |
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Between
20 - 40 yrs |
| Sum
Assured |
Up
to Rs. 10 lakhs |
| Minimum
Term |
5
yrs. |
| Maximum
Term |
30
yrs. |
| Maximum
maturity age |
65
yrs. |
| Minimum
Premium |
Rs.2400
p.a. |
| Declaration
of Good Health on the basis of a Medical Questionnaire |
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Policy
Premium:
LifeGuard is a Level Term Assurance policy, which means
that your Premium payable every year remains constant
throughout the Term of the policy. You have the option
to pay your Policy Premium, either Half-yearly or Annually.
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Tax
Benefits: The Premiums that you pay
for LifeGuard are eligible for tax benefits under Section
80C. |
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Insurance is the subject matter of solicitation. ICICI Bank Limited is licensed by the IRDA to act as a Corporate Agent of ICICI Prudential Life Insurance Company Limited. The contract of insurance is between ICICI Prudential Life Insurance Company Limited and the Insured, and not between ICICI Bank Limited and the Insured. Participation by ICICI Bank's customers is on a purely voluntary basis.
The information contained herein is indicative of the terms, conditions, warranties and exceptions contained in the insurance policy. For further details, please refer to the product brochure and policy documents.
LifeGuard (without return of premium): Product Code T03.
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