Benefits & Features

	Cover your Health and your Life
	Under this plan, you have an equivalent Sum Assured component for both, Critical Illness, as well as Life.
	Under this plan, you are covered against the following 6 critical illnesses :
		Cancer		Coronary Artery Bypass Graft /
		Heart Attack		Surgery
		Major organ transplant		Stroke
		Kidney failure
	On diagnosis of any of the above-mentioned illnesses, the Critical Illness Sum Assured will be paid.
	Apart from this, in case of the unfortunate event of death during the policy term, the Life Insurance Sum Assured is paid to your nominee.
	You can purchase this plan online without having to undergo any medical test, under the following conditions :
		Between 18 – 35 years, up to a Sum Assured of Rs.2.5 lakhs*
		Between 36 – 45 years, up to a Sum Assured of Rs.1.5 lakhs*
		The details filled by you in the online Medical Questionnaire meets our Underwriting criteria
	Critical Illness Benefits under the plan
	Time elapsed after purchase of plan First 6 months   6 months to 1 year   More than 1 year   Benefit Amount  Return of premiums (excluding any  extra premiums) paid so far  50% of the Sum Assured chosen  under the plan**  Full 100% of the Sum Assured  chosen under the plan**
	** Critical illness benefit is payable only on survival for 28 days after the date of diagnosis
	“No Claims Benefit” on maturity
	In case no claim has been made during the term of the plan, then you get back all your premiums, at maturity.
	Hassle-free Claims process
	No Medical or other Bills are required
	You have the flexibility to receive the Sum Assured amount as a one-time lump sum payment or as annual installments over 5 years
	Tax benefits
	Premium paid is eligible for tax benefits under Section 80C, as per prevailing Income Tax laws.
	The benefits received under the plan are eligible for tax benefits under Section 10(10D), as per prevailing Income Tax laws.
	Please read the Product Brochure for complete details.

 

 

Insurance is the subject matter of solicitation. ICICI Bank Limited is licensed by the IRDA to act as a Corporate Agent of ICICI Prudential Life Insurance Company Limited. The contract of insurance is between ICICI Prudential Life Insurance Company Limited and the Insured, and not between ICICI Bank Limited and the Insured.. Participation by ICICI Bank's customers is on a purely voluntary basis.

The information contained herein is indicative of the terms, conditions, warranties and exceptions contained in the insurance policy. For further details, please refer to the product brochure and policy documents.
Health Assure Plus: Product Code: T09.