Senior Citizen Plan

This plan is for senior citizens between 71 to 85 years.

New – Avail Senior Citizen Plan instantly with no medical check up with a claim benefit of $15,000 per illness or injury.

*Click here to know how the plan works

The policy can be bought for a duration of 180 days.

Policy Coverage

• Medical Cover*-US$ 25,000 to US$ 50,000
  This covers medical cost due to illnesses or accidents, including outpatient & inpatient medical expenses, medical aid, therapies and diagnostic test. It also covers medically evacuation cost back to India.You avail a claim benefit of $15,000 per illness or injury.
• Personal Accident Compensation – US$ 2,500
  A compensation given in case of death or permanent total disability.
• Passport Loss** – US$ 200
  For expenses incurred in obtaining a fresh or new passport.
• Checked-in Baggage Loss Compensation– US$ 500
  Compensation for the permanent loss of checked-in baggage
• Checked-in Baggage Delay Compensation – US$ 100
  Compensation for reasonable expenses incurred for the purchase of toiletries, clothing and medication due to a delay of checked-in baggage for more than 12 hours.
• Financial Emergency Assistance– US$ 300
  Emergency cash that is available to you in case your travel funds are robbed.
• Hijack Distress Allowance#– US$ 125 per day, for maximum of 7 days
  Compensation paid in case of death or permanent total disability.
• Personal Liability– US$ 25,000
  Compensation for damages paid to a third party, resulting from death, injury or damage to health or property that is caused involuntarily by the insured.
• Financial Emergency Assistance– US$ 300
  Emergency cash that is available to you in case your travel funds are robbed.
• Hijack Distress Allowance^#– US$ 125 per day for 7 days
  A compensation payable in case of hijack of air or sea common carrier for more than 12 hours whilst on your trip abroad.

*Deductible of US$ 100. This deductible is applicable on per illness (complete treatment) basis and not on per visit to the doctor / hospital. ** Deductible of US$ 50. # 12 hours.

Top

Key Benefits

• No medical Check-up up to 85 years- As a special offer to senior citizens, avail Senior Citizen Plan instantly with no medical check up with a claim benefit of $15,000 per illness or injury.
• Pay Per Day- no slab rates charged - You don’t pay for the days you don’t use. So next time you travel for 24 days, you will pay for 24 days and not for 30 days in the slab system.
• Cashless settlement of claims – You can avail of cashless services at medical institutions worldwide. Contact us at
  From USA and Canada: + 1 866 625 8529 (Toll Free)
  From the rest of the world: +91 11 4189 8868 (Call back facility)
  In India: 1800 113 666 (Toll Free & Accessible only in India)
  Fax: +91 11 4189 8801
  E-mail- travelclaims@icicilombard.com
• Lightning Fast Claims - Your claims are settled within 7 days of the receipt of the required documents.
• Pre-existing Ailments and Maternity cover - Pre-existing ailments and maternity are covered in case of life-threatening situations.
• Coverage up to 180 days - The Policy duration can be anywhere between 7-180 days. You may extend the policy, provided the maximum trip duration (including the extension as provided) does not extend 180 days.

Top

Eligibility

The insured should be of age 71 years to 85 years at the time of buying the policy. The policy must be purchased before the insured leaves India for travelling abroad.

The policy must be bought atleast 5 days before the date of travel so that the medical test can be arranged before policy issuance.

New - Instant Senior Citizen Plans - You may opt for our new senior citizen plan with no medical tests, which offers a claim extent of $15,000 per illness or injury.

Top

Policy Exclusions

• Medical expenses arising out of
  • Pre-existing conditions
  • Addiction to alcohol, drugs
  • Mental disorder, anxiety, depression
  • Venereal diseases
  • Sexually transmitted diseases, AIDS, HIV
  • Radiation, nuclear weapons induced
  • Sporting activities
• Expenses arising out of loss valuables, money, securities and tickets
• Loss of passport in public places
• Personal liability of the insured

For more details, kindly refer to the Policy Wordings.

Overseas Product Code: Misc 4030

Top

Other Individual Overseas Plans

Compare Plan |Platinum Plan |Gold Plan | | Silver Plan