Policy Exclusions

 

• Medical expenses arising out of
  • Pre-existing conditions except in case of life-threatening situations
  • Addiction to alcohol, drugs
  • Mental disorder, anxiety, depression
  • Venereal diseases
  • Sexually transmitted diseases, AIDS, HIV
  • Radiation, nuclear weapons induced
  • Sporting activities
• Expenses arising out of loss valuables, money, securities and tickets
• Loss of passport in public places

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For more details, kindly refer to the Policy Wording.