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Maturity Period
Interest rates
*
(percent per annum) w.e.f. July 01, 2008
Single Deposit of
Less than INR 1.5 million
INR 1.5 million & above
7-14 days
N.A.
As advised by
ICICI Bank
from time to time.
15-29 days
3.75
30-45 days
4.00
46-60 days
4.00
61-90 days
4.00
91 days & above upto 180 days
6.25
181 days & above upto 269 days
6.75
270 days & above upto less than 1 year
6.75
1 year to 389 days
8.50
390 days
**
9.25
391 days & above upto 589 days
8.50
590 days
**
9.50
591 days & above upto 2 years
8.50
More than 2 years upto 889 days
8.50
890 days
**
9.00
891 days & above upto 3 years
8.50
More than 3 years upto 4 years
8.50
More than 4 years upto 5 years
9.00
More than 5 years upto 10 years
9.00
*
Subject to revision without futher notice
**
390 days is 12 m 25 d/590 days is 19 m 10 d/ 890 days is 29 m 7 d
Note:
1. Rates for Deposits for INR 1.5 million and above will be advised by ICICI Bank from time to time.
2. Recurring Deposits will not be available for tenures of 390 days, 590 days and 890 days.
3. NRO Quantum Optima facility not available for day tenures (eg. 390 days, 590 days etc.)
4. Additional 0.5% rate of interest payable on Fixed Deposits from resident senior citizens shall not apply to NRE and NRO Fixed Deposits from NRI senior citizens.
Penalty for pre-mature withdrawal (all categories):
Original Tenure of Deposit
Penal rates
Less than INR 50 million
INR 50 million & above
Less than 1 year
0.50%
0.50%
1 year & above but less than 5 years
1.00%
1.00%
5 years
1.00%
1.50%
More than 5 years upto 10 years
1.00%
1.50%
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