|
Senior Citizens Account |
| Available to |
All cities |
| Eligibility |
Indian resident > 60 yrs of age |
| Minimum average quarterly balance |
Rs. 5000 for category A and Rs. 2000 for category B |
| Charges for non maintenance of minimum quarterly average balance |
Rs 250 per quarter |
| Cash transactions at Base Branch |
Unlimited Free of Cost |
| Anywhere Cash Withdrawals by customer or customers representative to the debit of the customers own savings Account at a non-base branch i.e. branch in other city |
Cash withdrawal: Nil for first transaction for cash withdrawal during each calendar month. Rs.5 per Rs.1000 or part thereof, subject to a minimum of Rs.150 for the second transaction onwards (Max. withdrawal Limit - Self: Rs 50,000/-per day Third party : Rs. 15,000/-per day) |
| Anywhere Cash deposit by customer or customers representative to the credit of the customers own savings Account at a non-base branch i.e. branch in other city |
Cash Deposit : Nil for first transaction during each calendar month. Rs.5 per Rs.1000 or part thereof, subject to a minimum of Rs.150 for the second transaction onwards |
| ATM Interchange (Transactions at Non ICICI Bank ATMs) |
Rs.18/cash withdrawal and balance enquiry - Free. |
| Issue of DD drawn on ICICI Bank by cheque/transfer |
Rs. 2 per thousand rupees or part thereof, subject to a minimum of Rs. 50 and maximum of Rs. 10000 |
| Statement |
Free Monthly physical statement |
| Debit Card Fees for first Account Holder |
Free |
| Debit Card Fees for joint Account Holder |
Free |
| Debit Card Cash withdrawal limit |
Daily spending/withdrawal limit: 25,000/25,000 |
| Internet Banking |
Free |
| Phone Banking |
Free |
| Mobile Banking |
Free |
| Cheque Books |
2 payable at par (multicity) cheque books of 25 leaves each free in a quarter, Rs. 50/- for additional cheque book of 25 leaves. |
| Charges for Multicity cheque payment |
Upto Rs. 50,000/- flat Rs. 50/-, Above Rs. 50,000/- Rs. 1.75/1000 |
| Transactions at ICICI Bank ATMs |
Unlimited Free of Cost |
| Cheque collection charges from upcountry locations (I-Bank branch) |
Free |
| Cheque collection charges from upcountry locations (Non I-Bank branch) |
Rs.3/thousand, subject to min of Rs.30 and max of Rs.10000 plus other bank charges as actuals |
| Chargeable Transactions if minimum Balance is not maintained |
| Chargeable Cash Transaction at Branch if minimum balance is not maintained |
Nil for first three transactions in a quarter. Rs. 60 per transaction thereafter |
| Reorder of Cheque book if minimum balance is not maintained |
Rs.5 per cheque leaf for all the leaves in the cheque-book issued during the quarter irrespective of whether cheque is used or not |
