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Eligibility Criterion

You can realize the benefits of a Titanium Privilege Account on the basis of your total relationship value (TRV) with us. You would need to maintain a TRV of between Rs. 5 lac and Rs. 10 lac and a quarterly average balance (QAB) of Rs.75,000. In addition to this, there is waiver of QAB charges, subject to FD of min. 3.75 Lac.

The TRV consists of the following products either singly or jointly:

  • Balances in bank accounts
  • Fixed Deposits
  • Mutual Funds
  • Bonds / Small Savings
  • Investment portion of Life Insurance policies
  • Alternate Products (Real Estate Funds, Private Equity Funds, Structured Products etc)

In addition to the above, if QAB falls below Rs. 75000, transaction charges will be applicable and charges will be levied as mentioned in table below:

QAB maintained in the account Charges to be levied
Rs.50,000/- =< QAB < Rs.75,000/- Rs. 150/-
Rs.25,000/- =< QAB < Rs.50,000/- Rs. 250/-
Rs.10,000/- =< QAB < Rs.25,000/- Rs. 500/-
QAB < Rs.10,000/- Rs. 750/-

The QAB requirement is not applicable if you have a salary account with us.