Freedom Savings Account |
| |
Existing Charges |
With effect from August 1 , 2008 |
| Available to |
All Cities |
All Cities |
| Eligibility |
Resident Indian, >18yrs |
Resident Indian, >18yrs |
| Minimum average quarterly balance |
Rs.10,000* |
Rs.10,000* |
| Charges for non maintenance of minimum quarterly average balance |
Rs.750 per quarter |
Rs.750 per quarter |
| Cash transactions at base branch (branches in same city) |
Nil for the first 12 transactions of a quarter;
Thereafter in the quarter, Rs.50 per transaction
|
Nil for the first 12 transactions of a quarter;
Thereafter in the quarter, Rs.50 per transaction |
| Anywhere Cash Withdrawals by customer or customers representative to the debit of the customers own savings Account at a non-base branch i.e. branch in other city |
Nil for the first cash withdrawal of a calendar month;
Thereafter in the month, Rs.5 per thousand rupees or part thereof, subject to a minimum of Rs.150
(Maximum withdrawal limit –
Self: Rs.50,000 per day, Third party: Rs.15,000 per day)
|
Nil for the first cash withdrawal of a calendar month;
Thereafter in the month, Rs.5 per thousand rupees or part thereof, subject to a minimum of Rs.150
(Maximum withdrawal limit –
Self: Rs.50,000 per day, Third party: Rs.15,000 per day)
|
| Anywhere Cash deposit by customer or customers representative to the credit of the customers own savings Account at a non-base branch i.e. branch in other city |
Nil for the first cash deposit of a calendar month;
Thereafter in the month, Rs.5 per thousand rupees or part thereof, subject to a minimum of Rs.150
|
Nil for the first cash deposit of a calendar month;
Thereafter in the month, Rs.5 per thousand rupees or part thereof, subject to a minimum of Rs.150
|
| Issue of DD drawn on ICICI Bank by cheque/transfer |
Rs. 2 per thousand rupees or part thereof, subject to a minimum of Rs. 50 and maximum of Rs. 10000 |
Rs.50 per D.D. up to Rs.10,000;Rs.3 per thousand rupees or part thereof for DD of more than Rs.10,000, subject to a minimum of Rs.75 and maximum of Rs. 15,000 |
| Statement |
Free Quarterly Statement |
Free Quarterly Statement |
| Free monthly e-mail statement on request |
Free monthly e-mail statement on request |
| Debit Card Fees for first Account Holder |
Rs.99 p.a. |
Rs.99 p.a. |
| Debit Card Fees for joint Account Holder |
Rs.99 p.a. |
Rs.99 p.a. |
| Debit Card Cash withdrawal limit |
Daily spending/withdrawal limit: 25,000/25,000 |
Daily spending/withdrawal limit: 25,000/25,000 |
| Internet Banking |
Free |
Free |
| Mobile Banking |
Free |
Free |
| Phone Banking |
Free |
Free |
| Cheque Books |
Nil for two payable-at-par cheque books of 25 leaves each in a quarter; Rs.50 for every additional cheque book of 25 leaves in the quarter |
Nil for 30 payable-at-par cheque leaves in a quarter;
Rs. 30 for every additional cheque book of 15 leaves
|
| Charges for Multicity cheque payment |
Rs.50 per cheque for cheques up to Rs.50,000
Rs.1.75 per thousand rupees for a cheque of more than Rs. 50,000 |
Up to Rs 50000 per month: no charges; Above Rs 50000
Rs.3 per thousand rupees on full amount.
|
| Transactions at ICICI Bank ATMs |
Unlimited Free of Cost |
Unlimited Free of Cost |
| ATM Interchange (Transactions at Non ICICI Bank ATMs) |
Waived off** |
Waived off** |
| Cheque collection charges from upcountry locations (I-Bank branch) |
Rs.2.50 per thousand rupees or part thereof, subject to a minimum of Rs.30 and maximum of Rs.10,000 |
Rs.3 per thousand rupees or part thereof, subject to a minimum of Rs.30 and maximum of Rs.15,000 |
| Cheque collection charges from upcountry locations (Non I-Bank branch) |
Rs.3 per thousand rupees or part thereof, subject to a minimum of Rs.30 and maximum of Rs.10,000, plus other bank’s charges at actuals |
Rs.3.50 per thousand rupees or part thereof, subject to a minimum of Rs.50 and maximum of Rs.15,000, plus other bank’s charges at actuals |
| Chargeable Transactions if minimum Balance is not maintained |
| Cash transactions at branch in the event of non-maintenance of QAB |
Nil for the first three transactions of a quarter; Thereafter in the quarter, Rs. 60 per transaction |
Nil for the first three transactions of a quarter; Thereafter in the quarter, Rs. 60 per transaction |
| Non-IVR calls to Customer Care in the event of non-maintenance of QAB |
NA |
Rs. 50 per call |
| Cheque books in the event of non-maintenance of QAB |
Rs. 5 per cheque leaf for all cheque books issued during the quarter |
Rs. 5 per cheque leaf for all cheque books issued during the quarter |
* Rs.5000 for customers who hold Freedom account as on January 20, 2008
**For customers who hold Freedom account as on Jan 20, 2008, waiver subject to min QAB of Rs.10,000 in savings account
Note:
Common service charges applicable to all savings account variants apart from the ones mentioned above. Click here
Service tax @ 12.36 % (as per Govt rules) w.e.f. 11-May-07 is applicable over and above charges indicated above. The charges indicated above are subject to periodic revision.
