Other Rural Savings Account |
| Product wise Saving Bank Accounts |
Savings Accounts - Category D |
SHG |
Farmer Savings |
| Available to |
Rural Branches |
Group A/C for Self-help and Joint Liability Groups |
Farmers |
| Eligibility |
Resident Indian, >18yrs |
Group A/C for Self-help and Joint Liability Groups |
Resident Indian, >18yrs |
| Minimum Balance |
Rs.500 |
Rs.1000 |
Rs.250 |
| Charges for non maintenance thereof |
Rs. 100 per quarter |
Rs. 100 per quarter |
Rs.5 per quarter |
| Annual Fees |
Not Applicable |
Not Applicable |
Rs.36 |
| Base Branch Transaction |
Unlimited Free of Cost |
Unlimited Free of Cost |
1 / calendar month therefatre @ Rs.50/ transaction |
| Cheque Books |
50 cheque Leaves Free per year. Additional @ Rs. 2 per loose cheque leaf |
Re1 per loose cheue leaf |
Rs. 2 per loose leaf |
| 1. Cash Transaction at Branch |
Nil for first three transactions in a quarter. Rs. 50 per transaction thereafter |
Nil for first three transactions in a quarter. Rs. 50 per transaction thereafter |
Rs.50/ transaction |
| 2. Cash Transactions at ATM |
Not Applicable |
Not Applicable |
Not Applicable |
| 3. Reorder of Cheque book |
Rs.2 per cheque leaf for all the leaves in the cheque-book issued during the quarter |
Not Applicable |
Not Applicable |
| Anywhere Cash deposit by customer or customers representative to the credit of the customers own savings Account at a non-base branch |
Four free transactions per quarter |
Unlimited Free Cheque Deposit and Fund transfer |
On Request @ Rs.5 per thousand rupees or part thereof, subject to a minimum of Rs.100 |
| Cash withdrawal: Free (Rs.50,000 per day) |
| Cash Deposit : Nil for first transaction during each calendar month. Rs.5 per Rs.1000 or part thereof, subject to a minimum of Rs.100 for the second transaction onwards |
| ATM Transaction |
Not Applicable |
Not Applicable |
Unlimited Free of Cost |
| ATM Interchange (partner Banks) |
Not Applicable |
Not Applicable |
Rs.20/cash withdrawal and Rs.10/balance enquiry |
| ATM Interchange (non-partner Banks) |
Not Applicable |
Not Applicable |
Rs.60/cash withdrawal and Rs.25/balance enquiry |
| Issue of DD drawn on ICICI Bank by cheque/transfer |
Rs.2 per thousand rupees or part thereof, subject to a minimum of Rs.50 |
Rs.2 per thousand rupees or part thereof, subject to a minimum of Rs.50 |
Rs.2 per thousand rupees or part thereof, subject to a minimum of Rs.50 |
| Internet Banking |
Free |
Not Applicable |
Not Applicable |
| Mobile Banking |
Free on request |
Not Applicable |
Not Applicable |
| Phone Banking |
Free |
Free |
Not Applicable |
| Statement |
Free Quarterly Statement |
Free Quarterly Statement |
Free Annual Statement |
| Free monthly e-mail statement on request |
Free monthly e-mail statement on request |
Free monthly e-mail statement on request |
| Physical monthly statement @ Rs.200 per annum |
Physical monthly statement @ Rs.200 per annum |
Physical monthly statement @ Rs.200 per annum |
| Cheque collection charges from upcountry locations (I-Bank branch) |
Rs.2.50/thousand, subject to min of Rs.30 and max of Rs.1000 |
Rs.2.50/thousand, subject to min of Rs.30 and max of Rs.1000 |
Rs.2.50/thousand, subject to min of Rs.30 and max of Rs.1000 |
| Cheque collection charges from upcountry locations (Non I-Bank branch) |
Rs.3/thousand, subject to min of Rs.30 and max of Rs.1000 |
Rs.3/thousand, subject to min of Rs.30 and max of Rs.1000 |
Rs.3/thousand, subject to min of Rs.30 and max of Rs.1000 |