People Savings Account |
| Available to |
Rural Branches |
| Eligibility |
Resident Indian, >18yrs |
| Minimum Balance |
Rs.500 |
| Charges for non maintenance of minimum quarterly average balance |
Rs. 100 per quarter |
| Cash transactions at base branch (branches in same city) |
Nil for the first 12 transactions of a quarter;
Thereafter in the quarter, Rs.50 per transaction |
| Anywhere Cash Withdrawals by customer or customers representative to the debit of the customers own savings Account at a non-base branch i.e. branch in other city |
Nil for the first cash withdrawal of a calendar month;
Thereafter in the month, Rs.5 per thousand rupees or part thereof, subject to a minimum of Rs.150
(Maximum withdrawal limit –
Self: Rs.50,000 per day, Third party: Rs.15,000 per day) |
| Anywhere Cash deposit by customer or customers representative to the credit of the customers own savings Account at a non-base branch i.e. branch in other city |
Nil for the first cash deposit of a calendar month;
Thereafter in the month, Rs.5 per thousand rupees or part thereof, subject to a minimum of Rs.150 |
| ATM Interchange (Transactions at Non ICICI Bank ATMs) |
Nil for the first five cash withdrawals in the month and Rs.18 per cash withdrawal thereafter in the same month. |
| Transactions at ICICI Bank ATMs |
Free |
| Issue of DD drawn on ICICI Bank by cheque/transfer |
Rs.50 per D.D. up to Rs.10,000;Rs.3 per thousand rupees or part thereof for DD of more than Rs.10,000, subject to a minimum of Rs.75 and maximum of Rs. 15,000 |
| Statement |
Free Quarterly Statement |
| Free monthly e-mail statement on request |
| Cheque Books |
Nil for 30 cheque leaves in a quarter;
Rs. 30 for every additional cheque book of 15 leaves in the quarter |
| Cheque collection charges from upcountry locations (I-Bank branch) |
Rs.3 per thousand rupees or part thereof, subject to a minimum of Rs.30 and maximum of Rs.15,000 |
| Cheque collection charges from upcountry locations (Non I-Bank branch) |
Rs.3.50 per thousand rupees or part thereof, subject to a minimum of Rs.50 and maximum of Rs.15,000, plus other bank’s charges at actuals |
