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Sign on the card immediately on receipt. Unsigned cards are invitations for misuse.

Keep the card in a prominent place in wallet / vault. This will help you to notice if any of your cards is missing. Many times cardholders realise very late that their card is missing.

Ensure that the card you got back after the transaction is yours before putting in the wallet.Many times, Card Member's cards get exchanged at crowded merchant location like service station /Super market.

Keep all card number, expiry date and contact number of the issuing bank at a secure place for ready reference.It has to be kept in a different place than where you normally keep cards.

Inform issuing bank immediately if you lose the card or it is stolen from you. Always follow up with a written intimation.

Memorize PIN and destroy the mailer PIN is an important validation of your identity. The use of PIN along with card is considered as your authentic signature. Keep it secret always.

Inform change of address to card issuing bank immediately.Inform postal authorities also about the forwarding address.

Keep all charge slips till you get an e- statement from bank. Check all charge slips against the statement. If there is a mismatch, immediately contact the issuing bank.

 


Use the Replacement Card before the Primary Card is Hotlisted/Blocked.

Throw away the expired card. Always cut the card before disposing. This will ensure that the expired card cannot be used for counterfeit / skimming.

Reveal your card number / expiry date /personal details to outsiders. Do not reveal personal details and card numbers in response to any suspicious scheme/ caller. This could be a social engineering attack.

Hand over your card to any one including your friends / family members. Card is meant for your use only. Even when you are requested to hand it over to authorised bank representative, always ensure to cut the card into two before handing over.

Allow the card to be taken out of your sight in a merchant location. Insist that all verification to be done in your presence.

Keep the PIN number written anywhere. Do not reveal your PIN to any one. Do not keep the PIN written anywhere especially in the wallet along with the card.

Expose the card to excessive heat /magnetic field.In a simple case, where the card came into contact with the magnetic lock on the ladies bag, the data on the magnetic stripe of the card got erased.

Dispose statement /charge slips /bank mail before destroying. Many identity theft cases had taken place through mail sniffing / garbage pilfering techniques. Please shred the statement /charge slips /bank mail before disposing

 
 
 
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