| Late payment interest charges |
1.99% per month for the overdue amount unpaid by the due date |
| Late payment fee |
Rs.600 |
| Over-limit charges |
5% of over-limit amount, subject to minimum of Rs.300/- & maximum of Rs.600/- |
| Cash Advance facility |
NO |
| Return of cheque |
Rs.250 |
| Auto-debit return fee |
Rs.250 |
| Charge slip retrieval fee |
Rs.200 |
| Outstation cheque processing fee |
0.5% of the cheque value, subject to a minimum of Rs.100 |
| Replacement Card Fee |
Nil |
| Service Tax |
12.36% (applicable on all fees, interest and other charges) |
| Annual Fee |
NO |
| Joining Fee |
NO |
| Reward Points |
NO |