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Terms and Conditions of ICICI Bank Limited Travel Smart Gold Credit Card
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| Definitions |
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For the purposes of these terms and conditions: |
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"Program 1" shall mean the ICICI Bank Limited Travel Smart Cash Back Program, having the features as further detailed hereinbelow, and available to primary Card-Member for a period of one (1) year from the date of issue of the primary Card.
- "Program 2" shall mean the ICICI Bank Travel Smart Annual Fee Waiver Program, having the features as further detailed hereinbelow.
- Program/s shall mean Program 1 and Program 2 collectively.
- "Card" shall mean ICICI Bank Travel Smart Credit Card, which is issued by ICICI Bank and is valid and subsisting during the period specified on the Card, unless terminated earlier by ICICI Bank.
- "Card Member/s" shall mean such person/s who have been issued the Card.
- Makemytrip.com, shall mean the travel agent having its registered office at 75-76 Adchini, Sri Aurobindo Marg, New Delhi - 110017 ("Makemytrip.com").
- "Primary Terms and Conditions" shall mean the terms and conditions applicable to the Card. (h) "Delinquent Account" shall have the same meaning as ascribed to the term in Primary Terms and Conditions.
- Delinquent Account" shall have the same meaning as ascribed to the term in Primary Terms and Conditions.
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Program 1: 10% Cash Back on any airline ticket |
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To be eligible to participate in Program 1, the primary Card Member and/or their Supplementary Card member/s should purchase airline tickets (domestic or international) only from Makemytrip.com and make payment for the same through the Card. Tickets can be booked through Makemytrip.com, through their website on the internet or through phone by calling their toll-free number, as is available on their website or broadcasted / intimated through other means from time to time.
- Under Program 1, an amount of 10% of the purchase price of airline tickets purchased from Makemytrip.com through the Card shall be given to the primary Card Member, ("Cash Back") provided that, in a given calendar year, (i.e., from January to December) the maximum amount given to a primary Card Member shall not exceed Rs 10,000.
- The Cash Back will be credited to the primary Card members' account at the end of each day .
Program 2: Annual Fee waiver on spends above Rs 1,00,000 in one year |
- To be eligible to participate in Program 2, the primary Card Member and/or the Supplementary Card member/s should make aggregate purchase/s of Rs. 1,00,000 or more at any merchant establishments (including through the internet and / or phone) within one (1) year from the date of issue of the Card to the primary Card Member, provided that the conditions stipulated herein are complied with.
- Under Program 2, the annual fee for the year in which the Card Member/s spent Rs. 1,00,000 or more will be waived off. It is clarified that the Rs 1,00,000 expenditure calculated for the purposes of Program 2 will be the net expenditure made on the Card i.e., it will be less of all the credits to the Card Member's (including credits due to reversal of transactions and Cash Back) and it will not include the following debits:
- interest charges
- fees
- any other charges
- Cash Back amount debited in case of reversal of transactions eligible for Cash Back purposes.
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Other Terms and Conditions |
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- The Program/s are applicable for the primary Card Member/s only and the benefits under the Program/s can be claimed only by primary Card Member/s. However, for the purposes of calculating the aggregate purchases made and providing the respective benefits under the Program/s, purchases made by Supplementary Card member/s using the Card/s will be added to the primary Card Members' purchases
- The participation in this Program/s is entirely voluntary and it is understood, that the participation by the Card Member/s shall be deemed to have been made on a voluntary basis. The participation in the Program/s shall be deemed to be acceptance of all the terms and conditions governing the Program.
- Personal Loans availed by the Card Member on the Card, Cash withdrawals at ATMs and Banks, dial a draft (demand draft facility charged to a Card) service and Balance Transfer (applicable to Credit Card) shall not eligible for consideration under the Program/s.
- All disputes are subject to the exclusive jurisdiction of the competent courts/tribunals of Mumbai.
- All communication should be addressed to " ICICI Bank Ltd., ICICI Bank Phone Banking Group P.O. Box No. 20, Banjara Hills, P.O. Hyderabad - 500034".
- In all matters relating to the Program/s, the decision of ICICI Bank shall be final and binding in all respects.
- The terms and conditions shall be in addition to and not in substitution / derogation to the Primary Terms and Conditions governing the Card.
- Corporate Cards (i.e. Cards with Corporate liability), Purchase Cards, Fleet Cards and Instruction Cards issued by ICICI Bank shall not be eligible for participation under the Program/s.
- ICICI Bank holds out no warranty or makes no representation about quality, delivery or otherwise of the goods and services offered by the aforesaid merchant establishments. Any dispute or claim regarding the goods and services must be resolved by the Card Member with the merchant establishment directly without any reference to ICICI Bank.
- ICICI Bank will not be liable in any manner whatsoever for any loss/ damage/ claim that arise out of use or otherwise of any goods/ services availed of by the Card Member under the Program/s.
- If the primary Card Member ceases to be a Card Member at any time during the currency of the Program/s, all the Cash Back benefits under the Program/s shall lapse and the same shall not be available to the Card Member/s or their successors / heirs.
- Card Members whose account has been classified as Delinquent before or during the currency of the Program/s, or when the Cash Back is credited, will not be eligible for the benefits of the Program/s.
- In case of a cancelled transaction, or a chargeback, or any unauthorized transaction or fraudulent transaction or suspected to be fraudulent transaction, the applicable Cash Back provided / purported to be provided, on that transaction would be debited at ICICI Bank's sole discretion and shall not be claimable on any grounds, whatsoever.
- ICICI Bank reserves the right to modify / change all or any of the terms applicable to the Program/s without assigning any reasons or without any prior intimation whatsoever. ICICI Bank also reserves the right to discontinue and terminate the Program/s without assigning any reasons or without any prior intimation whatsoever.
- All taxes, duties, levies of whatsoever nature in connection with the Program/s and in connection with the purchases made by the Card Member shall be borne solely by the Card Member.
- The Program/s is / are not available wherever prohibited and / or on merchandise / products / services for which such Program/s cannot be offered for any reason whatsoever. ICICI Bank shall be entitled, at its sole discretion and at any time, to reverse any Cash Back inadvertently or erroneously credited by it to the Card Member/s, without being required to assign any reasons whatsoever
The Terms and Conditions for the issue and use of ICICI Bank Credit Card also apply to ICICI Bank Travel Smart Gold Credit Card.
For further details click here.
Disclaimer:
*ICICI Bank may, at its sole discretion, utilise the services of external service provider/s or agent/s and on such terms as required or necessary, in relation to its products
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