• The Program is valid for the Card Holder/s only and shall be valid and subsisting during the Program Period, unless otherwise notified by ICICI Bank.
• The Cash back offer ranging between 1% to 100% is valid when the Card Holder/s make/s a single retail fuel transaction Retail Purchase through the Card of not less than Rs. 300 during the Program Period at retail outlets of HPCL Ltd on ICICI Bank electronic data capture (EDC) terminal only (hereinafter referred to as “ HPCL fuel outlets”).
• The Percentage of Cash Back that the Card Holder/s shall be entitled to shall vary depending upon the summation of the numbers forming the approval/authorization code.
• The amount of Cash Back shall be reflected in the monthly statements succeeding any transaction. The Cash Back slab is generated based on the total of the 6 digit of the authorization / approval code. The cash Back table is as follows:
  

Total of authorization / approval code	Cash back ( % of the transaction value)
1 to 5	75.00%
6 to 10	5.00%
11 to 20	1.50%
21 to 40	1.00%
41 to 45	2.00%
46 to 50	40.00%
51 onwards	100.00%

• This Program is only available to Primary card members. Purchases made by add-on Card members will be added to the Primary Card Members' purchases for the purposes of the Program. The Cash Back will only credited to the primary card Members' Card Account.
• Facilities /services on which Cash Back is not available are as follows: Personal loans availed by the Card Holder/s on the Card, cash withdrawals at ATMs and banks, dial a draft service (demand draft facility charged to a Credit Card), Internet transactions, balance transfer (applicable to Card), all standing instruction payments, mail order / telephone order transactions and Void Transactions, shall not be eligible for the Program. Bill Pay through ICICI Bank’s Internet Banking channel shall not be eligible for this Program. The Program shall not be eligible for transactions carried out in foreign currency and for any retail purchases done overseas. Corporate Cards by whatever named called (including without limitation Cards with corporate liability), Purchase Cards, Fleet Cards and Instruction Cards) issued by ICICI Bank shall not be eligible for participation under the Program.
• Card Holder/s whose account has been classified as delinquent before or during the currency of the Program, or when the Cash Back is to be credited, will not be eligible for the benefits of the Program.
• In case of a canceled transaction, the applicable Cash Back amount on that transaction would be debited.
• In case the Card Holder's account becomes delinquent at any point within three months after the end of the Program Period, ICICI Bank reserves the right to reverse the benefits of the Cash Back from the Card Account of the Card Holder/s.
• Acceptance of Cash Back by the Card Holder/s constitutes permission for ICICI Bank and its Affiliates to use the Card Holder/s name, photograph, other details which are furnished to ICICI Bank, voice and comments for advertising and promotional purposes in any medium without being liable to pay any additional charges to the Card Holder/s.
• The Card Holder/s shall not be eligible for reward points for transactions that are eligible for the Cash Back. The Program shall supersede the Reward Points program.
  

• The participation in the Program is entirely voluntary and it is understood, that the participation by the Card Holder/s shall be deemed to have been made on a voluntary basis.
• If the Card Holder/s ceases to be Card Holder/s at any time during the currency of the Program, all the benefits under the Program shall lapse and shall not be available to the Card Holder/s.
• All disputes are subject to the exclusive jurisdiction of the competent courts/tribunals of Mumbai.
• All communication / notices with regard to this Program should be addressed to "ICICI Bank Ltd., ICICI Bank Phone Banking Group, P. O. Box No. 20, Banjara Hills, P. O. Hyderabad - 500034 ".
• In all matters relating to the Program, the decision of ICICI Bank shall be final and binding in all respects.
• These Terms And Conditions shall be in addition to and not in substitution / derogation to the Primary Terms and Conditions governing the Credit Card. All capitalized terms used but not defined herein shall have the respective meanings ascribed to it in the Primary Terms and Conditions.
• ICICI Bank holds out no warranty or makes no representation about the quality, delivery or otherwise of the goods and services offered by the Merchant Establishments. Any dispute or claim regarding the goods and services must be resolved by the Card Holder/s with the Merchant Establishment directly without any reference to ICICI Bank.
• ICICI Bank shall not be liable in any manner whatsoever for any loss/ damage/ claim that may arise out of use or otherwise of any goods/ services availed of by the Card Holder/s under the Program.
• ICICI Bank reserves the right to modify/ change all or any of the terms applicable to the Program without assigning any reasons or without any prior intimation whatsoever. ICICI Bank also reserves the right to discontinue the Program without assigning any reasons or without any prior intimation whatsoever.
• ICICI Bank reserves the right to disqualify any Merchant Establishment or Card Holder/s from the benefits of the Program if any fraudulent activity is identified as being carried out for the purpose of availing the benefits under the Program or otherwise by use of the Card at an ICICI Bank terminal.
• All taxes, duties, levies or other statutory dues and charges payable in connection with the benefits accruing under the Program shall be borne solely by the Card Holder/s and ICICI Bank will not be liable in any manner whatsoever for any such taxes, duties, levies or other statutory dues. ICICI Bank shall be entitled to deduct or set off the amounts of taxes, etc., if any, mentioned above from all amounts payable by ICICI Bank to the Card Holder/s and balance amount, if any, of Cash Back will be paid to the Card Holder/s / credited to the account of the Card Holder/s.
• The Program is not available wherever prohibited and / or on merchandise / products / services for which such programs cannot be offered for any reason whatsoever.

Disclaimer:
*ICICI Bank may, at its sole discretion, utilise the services of external service provider/s or agent/s and on such terms as required or necessary, in relation to its products