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Balance Transfer
Products
Terms & Conditions
With ICICI Bank's Balance Transfer you have the option of selecting any of the following products:-
Easy BT:
Gives you the benefits of lower interest rate compared to other bank credit cards and also the option of paying in easy installments.
Tenure(months)
Processing
Fee
Interest Rate(Reducing balance p.a)
Foreclosure Charges
6
1%
16.94%
4%
12
1%
17.97%
4%
24
1%
18.16%
4%
Lifetime Balance Transfer:
Gives you the unique benefit of lower interest rate on transferred amount for a lifetime.
Product details:
•
0.75% p.m. on unpaid transferred balance for 6 months.
•
1.49% p.m. on unpaid transferred balance thereafter for life.
•
Processing fee of 1% or a minimum of Rs. 99 (whichever is higher) will be applicable on every Lifetime Balance Transfer.
0% Balance Transfer:
For those of you who want to save on interest rate for a short tenure.
Product details:
•
0% interest rate for the first 3 months of Balance Transfer. Normal Credit Card interest rate applicable thereafter.
•
Processing fee of 2% or a minimum of Rs. 199 (whichever is higher) will be applicable on every 0% Balance Transfer transaction.
•
Service tax as per the prevailing rate will be applicable on the interest component of the EMI, fees and all other charges.
