| Particulars |
Fees & Charges |
Joining fees for primary card holder & for add-on card holder
|
NIL for All Gold (Insurance Premium) Card: Rs 100 + Service tax
|
| Annual membership fees for primary & add-on card holder
|
Annual Membership: Gold&Silver: NIL Platinum: Rs. 999+ Service tax Add-on card: Not Applicable |
| Cash advance fee |
Gold&Silver: 2.5% subject to a min of Rs 300 Gold (Insurance Premium) Card – No CashAdvance Platinum:1% subject to a min of Rs 100 |
| Service charges levied for certain transactions |
Duplicate Statement Fee: Rs 100 Cheque / ECS Return Fee: Rs 250 Foreign Currency Transactions (Conversion Charge): 3.5% of transaction amount Charge slip Retrieval Fee: Rs 100 Outstation Cheque Processing Fee: 1% of cheque value subject to a minimum of Rs 100 Railway booking surcharge- 1.80% for internet transactions and 2.5% for other bookings. Dial a draft transaction fee: 1.00% of the value, Minimum of Rs100 |
| Interest free (grace)period illustrated with examples below* |
Silver: Up to a maximum of 50 days of interest free credit. Gold & Platinum: Up to a maximum of 52 days Gold (Insurance Premium) Card: Up to a maximum of 40 days * (applicable only on retail purchases and if previous month's balance outstanding is paid in full) |
| Finance charges for both revolving credit & cash advances |
CCCL/CCSL & On Gold (Insurance Premium)Card: No revolving credit facility, Platinum(CCIL):2.75% (monthly) Gold (CCIL) : 2.95% (monthly) Silver (CCIL) :3.15% (monthly) Cash Advance : 2.5% (monthly) across all Corporate Cards. Cash Advance Not Applicable for Gold(Insurance Premium) Card |
| Overdue interest charges on a monthly and annualized basis. |
Not Applicable |
| Charges in case of default |
CCCL/CCSL & Gold (Insurance Premium) Card : 3% of the overdue amount (subject to a minimum of Rs 400) CCIL: 30% of Minimum Amount Due (subject to min of Rs 400 and maximum of Rs 600) |
| Fuel Surcharge |
2.5% or Rs.10 whichever is higher (Nil on selected cards). 0% at select HPCL pumps on select cards (max of Rs.3000 per transaction). |
| Replacement Fee |
Rs 100 |
| Fee on Cash payment at Branches
Rs 100
Service Tax |
Rs 100 |
| Service Tax |
As may be applicable from time to time, presently @ 12.36% (Applicable on all fees, interest and other charges only) |