| Services |
Charges |
| Joining Fee |
Nil for Classic, Gold and Platinum Business Cards
Rs. 8000 for Business Ascent Card |
| Interest charges on extended credit |
3.40% per month for Classic Business Card
3.40% per month for Gold Business Card
2.75% per month for Platinum Business Card
2.75% per month for Business Ascent Card |
| Cash Advance a Transaction Fee |
2.50% subject to a Min. of Rs 300 |
| Dial a Draft a Transaction Fee |
2.50% subject to a Min. of Rs 300 |
| Interest charges on Cash Advances |
3.40% per month for Classic Business Card
3.40% per month for Gold Business Card
2.75% per month for Platinum Business Card
2.75% per month for Business Ascent Card |
| Late Payment Charges |
30% of Min. amount outstanding, subject to a Min. of Rs 400 & Max. of Rs 600
|
| Minimum Amount Payable |
5% of Total Amount Due |
| Duplicate Statement Fee (beyond 3 months) |
Rs 100 |
| Cheque/ECS return Fee |
Rs 250 |
| Cash Deposit Charges at Branches |
Rs 100 |
| Surcharge on Fuel Purchase |
2.50% (0% at select HPCL Pumps) for Classic Business Card
2.50% (0% at select HPCL Pumps) for Gold Business Card
0% across all pumps for Platinum Business Card
0% across all pumps for Business Ascent Card |
| Service Tax |
10.30% (As applicable on Interest, fees and charges) |