FAQs
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. What is the ICICI Bank Business Credit Card?
ICICI Bank Business Credit Card has been tailored for small business owners and self employed individuals. It is loaded with suitable benefits so that the businessman can utilize the Business Credit Card gainfully to make business payments and finance working capital.
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How is it different from a normal retail credit card?
Business Credit Card is different from the retail credit card in several aspects. By consolidating all your business expenses on this card you can monitor the usage through our detailed statements and keep track of your business expenses. The Business cardholder gets exclusive discounts and offers on office supplies, stationery, furniture, fax machines, copiers, corporate gifts, travel tickets, hotel bookings etc.
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What are the variants available on Business Credit Card?
ICICI Bank Business Credit Card is available in Classic, Gold and Platinum variants.
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What is the joining fee of the Business Credit Card?
The Business Credit Card is Free for Life with no Joining, Annual or Renewal fees.
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What are the charges applicable?
Please visit Fees & Charges.
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Who will be liable for the repayment of outstanding amount on the Business Credit Card?
ICICI Bank Business Card is available in Corporate Liability and Individual Liability variants. The statements will be sent to the individual credit card holders. The individual cardholder is responsible for the repayment of the outstanding on the credit card. In case of the corporate liability card, the company is also liable for clearing the outstanding.
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What is the eligibility criterion for the Business Credit Card?
All small business owners and self employed people are eligible for the ICICI Bank Business Credit Card basis the Business financials. SMS BC to 5676766 and our representative will get in touch with you soon.
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How do I apply for an ICICI Bank Business Credit Card?
To apply, SMS ‘BC’ to 5676766.
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