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Offer Zone Rates & Charges
Rates & Charges
 
FD, RD & iWish
General
(390 days - 2 yrs)
8.25% Apply Now
Senior Citizens
(390 days - 2 yrs)
8.75% Apply Now
 
Loans
Home Loan 
(Upto 5 crore)
9.90*% Apply Now
Personal Loan
(Upto 20 lacs)
11.99*% Apply Now

More Rates       Service Charges & Fees 

Personal Loan - Get Finance for your every need

Dreaming of a vacation, a perfect wedding, home renovation or a much desired gadget,
you no longer need to wait to realize your dreams. Make life picture perfect with ICICI Bank
Personal Loans.

 

Introduction to ICICI Bank Personal Loan

  • Multi-purpose loan
  • Fixed rate of Interest, Interest charged on monthly reducing basis
  • Flexible tenures up to 60 months
  • No security, no collateral
  • Loan payable in easy installments
  • Repayment through Auto-debit / ECS / PDC

End use of the ICICI Bank Personal Loan can be House renovation, Holidays, Purchase of consumer durables, Education, Marriage, Short Term loan for equipment purchase, Short Term Working Capital, Any other personal emergency.

Benefits of ICICI Bank Personal Loan

  • Interest rate remains unchanged throughout the loan tenure
  • Simple documentation - It can be accessed with minimal paperwork and documentation and doesn’t take much time.
  • Quick processing
  • Direct credit of the loan amount through Fund Transfer (FT)
  • Simple repayment options of ECS, AD or PDC. You can also choose duration as per your choice and tenure starts from minimum 12 months to maximum 60 months

Customised

Personal Loans

Personal Loan Online application facility with a built in eligibility calculator to know eligibility in less than 60 seconds and an EMI Calculator tool to finalise your offer before you apply. Get personal loans up to Rs. 20 lakh for salaried, up to Rs.30 lakh for self employed and up to Rs.40 lakh for doctors. We offer flexible repayment option of 12-60* months.

 

Interest Rates

Personal Loan Interest Rate

 

 

Attractive interest rates as low as 13.00%* on your personal loan.

 

Convenient and Fast

Instant Personal Loans

 

 

 

Get a loan without any security or guarantor with minimum documentation. Loan Disbursement within 72 hours* of document submission.

Cover your loan liability

Personal Loan Insurance

 

Insure your Personal Loan liability with 'All Safe' Insurance.

Disclaimer: ICICI Bank may, at its sole discretion, utilise the services of external service provider/s or agent/s and on such terms as required or necessary, in relation to its products.