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Personal Loan - Get Finance for your every need
Dreaming of a vacation, a perfect wedding, home renovation or a much desired gadget,
you no longer need to wait to realize your dreams. Make life picture perfect with ICICI Bank
Introduction to ICICI Bank Personal Loan
- Multi-purpose loan
- Fixed rate of Interest, Interest charged on monthly reducing basis
- Flexible tenures up to 60 months
- No security, no collateral
- Loan payable in easy installments
- Repayment through Auto-debit / ECS / PDC
End use of the ICICI Bank Personal Loan can be House renovation, Holidays, Purchase of consumer durables, Education, Marriage, Short Term loan for equipment purchase, Short Term Working Capital, Any other personal emergency.
Benefits of ICICI Bank Personal Loan
- Interest rate remains unchanged throughout the loan tenure
- Simple documentation - It can be accessed with minimal paperwork and documentation and doesn’t take much time.
- Quick processing
- Direct credit of the loan amount through Fund Transfer (FT)
- Simple repayment options of ECS, AD or PDC. You can also choose duration as per your choice and tenure starts from minimum 12 months to maximum 60 months
Personal Loan Online application facility with a built in eligibility calculator to know eligibility in less than 60 seconds and an EMI Calculator tool to finalise your offer before you apply. Get personal loans up to Rs. 20 lakh for salaried, up to Rs.30 lakh for self employed and up to Rs.40 lakh for doctors. We offer flexible repayment option of 12-60* months.
Attractive interest rates as low as 13.00%* on your personal loan.
Convenient and Fast
Get a loan without any security or guarantor with minimum documentation. Loan Disbursement within 72 hours* of document submission.
Cover your loan liability
Insure your Personal Loan liability with 'All Safe' Insurance.
Explore the power of simpler and smarter banking. Bank online with over 250 services
Bank on the go with our Mobile Banking services. Download app or use SMS
Pockets by ICICI Bank
It is a unique ‘Digital Bank’ with a mobile first interface
Bank 24/7 through a widespread network of over 4,050 branches and 12,642 ATMs