|Age||23 years - 58 years.|
|Net Salary**||Salaried individuals with minimum monthly income Rs.17,500 (Rs.25,000 for applicants residing in Mumbai & Delhi; Rs.20,000 for applicants residing in Chennai, Hyderabad, Bangalore, Pune & Kolkata)|
|Total years in job/profession||2 Years|
|Years in current residence||1 Year|
Forgot Password? Get User ID?
Submit your query/request/suggestion.
Locate our branches and ATMs using our map based interface.
Write to us with your feedback.
Track the status of your deliveries.
Personal Loan Eligibility
You can avail of an ICICI Bank Personal Loan if you meet the following criteria:
**The minimum salary requirement will differ depending on the profile (Type of employer, having relationship with ICICI Bank etc.) of the customer.
|Age||28 years (self employed individuals) and 25 years (for doctors); Maximum age - 65 years|
|Minimum Turnover||Rs. 40 lakh for non-professionals; Rs. 15 lac for professionals; as per audited financials|
|Minimum Profit After Tax||Rs. 2 lac for Proprietorship Firm/Self employed Individuals and Rs. 1 lac for non-professionals as per audited financials|
|Business Stability||In current business for at least 5 years and minimum 3 years for doctors|
|Existing relationship with ICICI Bank||Minimum 1 year liability relationship (current or savings account) or Asset relationship (loan) either live or closed in the last 36 months; repayment track as required|
* Conditions apply
ICICI Bank provides Personal Loans to self employed individuals under Business Installment Loan
Explore the power of simpler and smarter banking. Bank online with over 250 services
Bank on the go with our Mobile Banking services. Download app or use SMS
Pockets by ICICI Bank
It is a unique ‘Digital Bank’ with a mobile first interface
Bank 24/7 through a widespread network of over 4,050 branches and 12,642 ATMs