Rate and Fee
 
 
  Rate and Fee:

All ICICI Bank floating rate home loan is benchmarked to I-Base.

One year fixed rate

Ticket size slab Fixed rate for the first 12 months Floating rate pricing from second year onwards( from 13th month)*
HL<= 2.5 million  10.50 % I-Base + 0.50 % (10.50%)
HL> 2.5 million and
<= 7.5 million
11.00 % I-Base + 1.00 % (11.00%)
HL  > 7.5 million 11.50 % I-Base + 1.50% (11.50%)

Two year fixed rate

Ticket size slab Fixed rate for the first 24 months Floating rate pricing from second year onwards( from 25th month)*
HL<= 2.5 million 10.75% I-Base + 0.50 %(10.50%)
HL> 2.5 million and
<= 7.5 million
11.25% I-Base + 1.00%(11.00%)
HL  > 7.5 million 11.75% I-Base + 1.50%(11.50%)

Three year fixed rate

Category Fixed rate for the first 36 months Floating rate pricing from second year onwards( from 37 th month)*
HL<= 2.5 million 10.75% I-Base + 0.50 %(10.50%)
HL> 2.5 million and
<= 7.5 million
11.25% I-Base + 1.00%(11.00%)
HL  > 7.5 million 11.75% I-Base + 1.50%(11.50%)

ICICI Bank floating rate:


Ticket Size slab Rate Effective rate
of interest
HL<= 2.5 million I-Base + 0.50%  10.50 %
HL> 2.5 million and
<= 7.5 million
I-Base + 1.00% 11.00 %
HL  > 7.5 million I-Base + 1.50% 11.50 %

ICICI Bank has announced a shift in the existing benchmark rate from Floating Reference Rate (FRR)/ I-BAR to ICICI Base Rate (I-Base). The same will be effective for all it's mortgage products from July 1, 2010.

*The current ICICI Bank Base Rate (I-Base) is at 10.00%. This is the minimum rate that ICICI Bank will charge to its new customers.

Loan Processing Charges will be 0.50% of the loan amount + applicable Service Tax & Surcharge.
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