Home Loan Insurance


Home Loan Insurance Plans in India

Introducing exclusive Home Insurance plans for home loans in India, that can provide cover to your Home loan in the face of any unforeseen event happening to your life. In case of any of these happenings, your family will have the support of the insurance cover to pay for the outstanding Home loan, without being burdened by the loan EMI's.

ICICI Bank Home Loans presents "Home Safe Plus" & "Loan Protect" two exclusive and innovative insurance plans to insure your Home Loan.

Home Safe Plus*
  Key Benefits of Home Safe Plus:
  • No medical checkup upto 3 crores premium.
  • Comprehensive insurance plan for individual, home and its contents.
  • Single premium long-term insurance plan.
  • In the event of PA & permanent or total disability claims, monthly payment of sum insured (Rs. 25000 for next 60n months).
  • Multiple applicants can be covered under the same loan.
  • Premium paid for the Critical Illness cover is eligible for tax benefits u/s 80D of the Income Tax Act.
  • Sum Insured remains constant throughout the policy period (loan O/S amount to come to bank, rest goes to individual).
Loan Protect#

Key Benefits of Loan Protect
  • Life Cover remains constant throughout the 20 years#
  • Flexible policy tenure up to 20 years.
  • You can choose to continue your life cover even after the loan closure.
  • Get Tax Benefit as per prevailing tax laws.
  • Applicant and Multiple co-applicants can be covered.
  • No medicals test up to 3.5 Cr*

#for policy tenure chosen of 20 years if fixed sum assured option is taken out of two options

*for the age up to 50 yrs
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