Building your own home is special. As one of the leading home loan providers, ICICI Bank Home Loans is here to help you lay the foundation for your dream home.
     
    Check your home loan eligibility online
    Apply online and get immediate provisional approval
    Wide range of products to choose from
    Avail special offer on interest rate and processing fee
    Flexible repayment options
    Simplified documentation
    Insurance options for your home loan at attractive premiums
    We at ICICI Bank help you realise your dream of owning a house that suits your budget and meets your aspirations of a comfortable living. With our unmatched services and distinctive product offer your dream of owing a house is closer than you think.
    Loan Amount
    The home loan amount depends on your repayment capability and is restricted to a maximum of 80% of the cost of the property or the cost of construction as applicable.
      Simplified documentation
    Tenure
    Maximum tenure of your home loan can be 20 years. However, in case of salaried customers it is capped at retirement age.
    Every customer’s eligibility is different and depends upon the customer’s age, profile and income. The following is the eligibility criteria:
    You must be at least 21 years of age at the date of sanction of the loan.
    You must be salaried or self-employed with a regular source of income.
    Minimum age of co-applicant should be 18 years.
    How to enhance your eligibility
    If your spouse is an earning member, you can make him/ her co-applicant. Their income will be considered to enhance the eligibility.
    In case of co-owners, they must necessarily be co-applicants.

    Salaried Customers Self Employed Professionals Self Employed Non Professional
    Application form with photograph duly signed by all applicants Application form with photograph duly signed by all applicants Application form with photograph duly signed by all applicants
    Identity, residence and age proof Identity, residence and age proof Identity, residence and age proof
    PAN card copy of the main applicant PAN card copy of the main applicant PAN card copy of the main applicant Proof
    Last 3 months Salary slips Education qualification certificate and proof of business existence Proof of business existence
    Form 16/ Income Tax Returns Last 3 years Income Tax Returns with computation of Income Business profile
    Last 6 months bank statements Last 3 years CA Certified/ Audited Balance Sheet and Profit and Loss Account
    		 Last 3 years Income Tax Returns with computation of Income

    Last 3 years CA Certified/ Audited Balance Sheet and Profit and Loss Account
    Processing fee cheque Last 6 months bank statements Last 6 months bank statements (self and business)
      Processing fee cheque Processing fee cheque
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