Home Plus (Top Up Loan)
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ICICI Bank Home Plus


ICICI Bank Home plus is a unique product available for ICICI Bank Home Loans customers. This is a kind of top up loan that can be availed by home loans customers against their property and can be used to fulfill their immediate needs. Further, since the tenure of this loan is same as existing home loan tenure, payment of EMIs becomes easy.

Purpose of this loan:

The loan can be used for any of the below mentioned purpose:

  1. Purchase of car/consumer durables/Furniture
  2. Children marriage/education
  3. Business requirements
  4. Medical expenses
  5. Any other personal expenses

Key Features of ICICI Bank Home Plus loan:

  1. Loan amount of up to 100% of original loan amount.
  2. Loan at attractive rate of interest.
  3. Low EMI payment - repayment period of up to 20 years (subject to outstanding/original tenure on Home Loan)
  4. Simple documentation process for existing customers

Applicable Rate of Interest:

Product Effective Floating rate Floating rate
ICICI Bank Home Plus 12.25% I-Base*+2.25%
* I-Base - 10 %

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