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Offer Zone Rates & Charges
Rates & Charges
 
FD, RD & iWish
General
(390 days - 2 yrs)
9.00% Apply Now
Senior Citizens
(390 days - 2 yrs)
9.50% Apply Now
 
Loans
Home Loan 
(Upto 75 lacs)
10.15*% Apply Now
Personal Loan
(Upto 15 lacs)
13.49*% Apply Now

More Rates       Service Charges & Fees

Special Interest Rate* for Home Loan

Women Borrower**

Floating Interest Rate
CategoryEffective Rate of InterestRate
Up to ₹ 75 lacs 10.10% I-Base + 0.10%

 

Fixed Interest Rate for 10 Years
CategoryFixed rate for 120 monthsFloating rate pricing from 121* month
Up to ₹ 75 lacs 10.20% I-Base + 0.20%

 

Salaried Borrower

Floating Interest Rate
CategoryEffective Rate of InterestRate
Based on loan amount 10.15% to 10.25% I-Base + ( 0.15% to 0.25%)

 

Fixed Interest Rate for 1 Year, 2 Years
CategoryFixed rate for 12/24 monthsFloating rate pricing from 13/25* month
Up to ₹ 75 lacs 10.15%
I-Base + 0.15%
₹ 75 lacs to ₹ 5 crore 10.50%
I-Base + 0.50%

 

Fixed Interest Rate for 10 Years
CategoryFixed rate for 120 monthsFloating rate pricing from 121* month
Up to ₹ 1.5 crore 10.25%
I-Base + 0.25%
₹ 1.5 crore to ₹ 5 crore 10.40%
I-Base + 0.40%
Above ₹ 5 crore 10.50%
I-Base + 0.50%

 

Self Employed Borrower

Floating Interest Rate
CategoryEffective Rate of InterestRate
Up to ₹ 75 lacs 10.15% I-Base + 0.15%
Above ₹ 75 lacs 10.35% to 11.00% I-Base + (0.35% to 1.00%)

 

Fixed Interest Rate for 1 Year, 2 Years
CategoryFixed rate for 12/24 monthsFloating rate pricing from 13/25* month
Up to ₹ 75 lacs 10.25% I-Base + 0.25%
₹ 75 lacs to ₹ 3 crore 10.50% I-Base + 0.50%
₹ 3 crore to ₹ 5 crore 11.00% I-Base + 1.00%

 

Fixed Interest Rate for 10 Years
CategoryFixed rate for 120 monthsFloating rate pricing from 121* month
Up to ₹ 1.5 crore 10.25% to 10.45% I-Base +( 0.25% to 0.45%)
₹ 1.5 crore to ₹ 5 crore 10.60% to 11.00% I-Base +( 0.60 % to 1.00%)
Above ₹ 5 crore 11.25% I-Base + 1.25%

 

 

Disclaimer:
All ICICI Bank floating rate home loan is benchmarked to I-Base. Effective August 23, 2013 I-Base will be 10.00%
Adminstrative fee is 0.5% of the loan amount and applicable service tax will be levied.
*Valid till November 30, 2014
**Woman borrower should be the main applicant to the loan and she should be either owner or co-owner in the property being financed.

 

Home Loan Repayment Options

ICICI Bank offers convenient repayment options to its customers. Please click here to know more about repayment options available for ICICI Bank Home Loans.