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Offer Zone Rates & Charges
Rates & Charges
 
FD, RD & iWish
General
(390 days - 2 yrs)
9.00% Apply Now
Senior Citizens
(390 days - 2 yrs)
9.50% Apply Now
 
Loans
Home Loan 
(Upto 75 lacs)
10.15*% Apply Now
Personal Loan
(Upto 15 lacs)
13.49*% Apply Now

More Rates       Service Charges & Fees

Special Interest Rate for Home Loans ( w.e.f May 15, 2014)

Home Loan Interest Rates for Women Borrowers*

ICICI Bank floating rate

CategoryEffective Rate of InterestRate
HL<= Rs 7.5 Mn 10.10% I-Base + 0.10%

 

Notes:

  • The offer is valid for sanctions till August 31, 2014

Home Loan Interest Rates

ICICI Bank floating rate

CategoryEffective Rate of InterestRate
HL <= Rs. 7.5 million for Salaried 10.15% I-Base + 0.15%
HL <= Rs. 7.5 million for Self Employed 10.25% I-Base + 0.25%
HL > Rs. 7.5 million 10.50% to 11.25% I-Base + 0.50% to 1.25%

 

Notes:

  • The offer is valid for sanctions till August 31, 2014

Home Loan Interest Rates - Applicable for Home loan qualifying as priority sector lending**

ICICI Bank floating rate

CategoryEffective Rate of Interest
HL <= Rs. 1.5 million / Rs. 2.5 million 10.15%

 

Notes:

  • The offer is valid for sanctions till August 31, 2014

ICICI Bank Fixed Rate

One year & Two year (s) fixed rate

Ticket size slabFixed rate for first 12/24 monthsFloating rate pricing from second & third year onwards (from 13th/25th month)
HL <= Rs 7.5 Mn for Salaried Borrower 10.15% I-Base + 0.15%
HL <= Rs 7.5 Mn for Self Employed Borrower 10.25% I-Base + 0.25%
HL > Rs 7.5 Mn & <= Rs 50.0 Mn 10.50% to 11.00% I-Base + 0.50% to 1.00%

 

Notes:

  • The offer is valid for sanctions till August 31, 2014

ICICI Bank Renewable Fixed Rates

2 year Initial Fixed Interest Rate- Rate applicable for initial period

Ticket size slabInitial Fixed Interest Rate- Rate applicable for initial periodRenewable Fixed Rates - Fixed at each renewal
HL <= Rs 7.5 Mn 10.25% I-Base + 0.25%
HL > Rs 7.5 Mn & <= Rs.50.0 Mn 10.50% to 11.00% I-Base + 0.50% to 1.00%

 

Notes:

  • The offer is valid for sanctions till August 31, 2014

All ICICI Bank floating rate home loan is benchmarked to I-Base. Effective August 23, 2013 I-Base will be 10.00%

Administrative fee is 0.5% of the loan amount and applicable service tax will be levied.

 

Disclaimer:
*Woman borrower should be the main applicant to the loan and she should be either owner or co-owner in the property being financed.
**"Terms & Conditions apply. This offer is applicable only to those customers who, including their dependent family members, either do not own any dwelling unit currently or are transferring the loan from other Banks/Financial Institutions for the only dwelling unit that they own."

 

Home Loan Repayment Options

ICICI Bank offers convenient repayment options to its customers. Please click here to know more about repayment options available for ICICI Bank Home Loans.