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Offer Zone Rates & Charges
Rates & Charges
FD, RD & iWish
(390 days - 2 yrs)
7.90% Apply Now
Senior Citizens
(390 days - 2 yrs)
8.40% Apply Now
Home Loan 
(Upto 5 crore)
9.65*% Apply Now
Personal Loan
(Upto 20 lacs)
12.99*% Apply Now

More Rates       Service Charges & Fees 

Tools and Calculators

Senior Citizen Saving Scheme, 2004

Senior Citizen Saving Scheme details

  • It is a Government of India product
  • Interest rate with effect from April 1, 2015 is 9.3%. Rate of interest is as decided by Ministry of Finance from time to time
  • The product is offered by Government of India and hence is one of the most safest investment option
  • Premature closure of account is possible after one year from the date of opening the account (charges applicable)

Advantages of ICICI Banks Senior Citizen Savings Account

  • Facility of Direct Credit of Interest to ICICI Bank Account
  • In case the investor does not want to avail Direct Credit facility or ECS facility, 4 Post Dated Cheques will be sent to Investor every year
  • Account Statement containing the details of Deposit Balance & transactions
  • Phone Banking Facility (for queries)