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Senior Citizens Savings Scheme, 2004
Senior Citizens Savings Scheme Details
- It is a Government of India Product.
- Interest rate with effect from April 1, 2013 is 9.2%. Rate of interest is as decided by Ministry of Finance from time to time.
- The product is offered by Government of India and hence is one of the most safest investment option.
- Premature closure of account is possible after one year from the date of opening the account.(Charges applicable).
Advantages of ICICI Banks Senior Citizens Savings Account
- Facility of Direct Credit of Interest to ICICI Bank Account.
- In case the investor does not want to avail Direct Credit facility or ECS facility, 4 Post Dated Cheques will be sent to Investor every year.
- Account Statement containing the details of Deposit Balance & transactions.
- Phone Banking Facility (for Queries).
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