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Offer Zone Rates & Charges
Rates & Charges
 
FD, RD & iWish
General
(390 days - 2 yrs)
9.00% Apply Now
Senior Citizens
(390 days - 2 yrs)
9.50% Apply Now
 
Loans
Home Loan 
(Upto 75 lacs)
10.15*% Apply Now
Personal Loan
(Upto 15 lacs)
13.49*% Apply Now

More Rates       Service Charges & Fees

Senior Citizens Savings Scheme - Features

1. Minimum Investment

Rs. 1000 and in multiples thereof.

2. Maximum Investment

Rs. 15 Lakh.

3. Interest Rate

9.2% p.a. Taxable. (TDS is applicable)

4. Interest option

Quarterly.

5. Interest Payment dates

31st March, 30th June, 30th September, 31st December.

6. Tenure

5 yrs.

7. Extension of Account

A depositor can extend the account for a further period of 3 years ( request has to be submitted within one year from maturity ).

8. Premature closure of Account

Upto 1 year - Not allowed 
From 1 year - Up to 2 years - Charges @1.5% of the Balance Deposit Amount will be deducted.
On or After expiry of 2 years – Charges @1% of the Balance Deposit Amount will be deducted.

9. Mode of Investment

Cheque / Pay order / DD in the name of “ICICI BANK Senior citizen Saving Scheme, 2004”

10. Value date

Date of realisation of the cheque / DD