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Offer Zone Rates & Charges
Rates & Charges
FD, RD & iWish
(390 days - 2 yrs)
7.90% Apply Now
Senior Citizens
(390 days - 2 yrs)
8.40% Apply Now
Home Loan 
(Upto 5 crore)
9.90*% Apply Now
Personal Loan
(Upto 20 lacs)
12.99*% Apply Now

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Tools and Calculators

GOI Bonds


Maturity Period

6 years

Rate of Interest

8.0% per annum (Taxable)

Risk Attached

Low Risk

Minimum Inv


Collateral Facility


Overall Liquidity

Not tradable

Date of Issue

Date of realization of the funds


Payment of Interest

  • Non-cumulative (half yearly): Interest to the holders opting for non-cumulative bonds will be paid from date of issue up to 31st July/31st January as the case may be and thereafter half yearly for period ending 30th June /31st December on 1st August and 1st February
  • Cumulative Interest at the rate of 8% per annum compounded with half yearly rests and will be paid to the investor on maturity along with principal. (the maturity value of the bonds shall be Rs 1601.00/- for every Rs1000/-) (subject to TDS as applicable)

Tax Concessions

Interest on the Bond will be taxable under Income-Tax Act,1961


The bonds will be exempt from Wealth-Tax under the Wealth-Tax Act, 1957


This facility will be available for Individual investment on sole holder or surviving holder basis. Customer can provide nomination by applying in Form B


This facility will not be available for joint holdings and minor investment