Travel Insurance

Equated Monthly Installment (EMI) with ICICI Bank Credit Card

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Avail of EMI facility when you buy insurance online, through your ICICI Bank Credit Card.

It brings you the facility of paying your premium in Equated Monthly Installments (EMIs) of 3, 6, 12 and 24 months! All you have to do is purchase your insurance policy online through your ICICI Bank Credit Card.

  How does it work?
 
  • Choose the product you plan to buy and log in to Buy Online
  • Fill in the transaction details
  • Select to pay in EMIs through your ICICI Bank Credit Card. Choose from the EMI Period options according to your convenience ( 3, 6, 12 and 24 months for ICICI Bank Credit Card)
  • Access your policy immediately online *
  • The EMIs will be automatically charged to your monthly credit card statement.
Note: Please note that the EMI facility is only applicable on ICICI Bank Credit Card, subject to premium amount exceeding Rs. 2,000
 

Click here to know the list of ICICI Bank Credit cards with which EMI facility is not available

Value Added Services for Dependants in India#

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With ICICI Lombard Travel Insurance feel secure, because your loved ones back home enjoy a bundle of concierge services when you are on the move.

 
  1. Medical Concierge Services for dependants in India
    • Telephone Medical Information - We will arrange for facilitation of the health information for you over the phone.
    • Medical Service Provider Referral - We will provide the details of the medical service provider such as name, contact number, details of the office hours of the hospital/clinic etc.
    • Appointments with Local Doctors for Treatment - We will facilitate an appointment with the local doctor
    • Home Nursing Care Assistance - We will provide the assistance for home nursing to ensure your loved ones are being taken care when you are away.
    • Monitoring assistance
    • Evacuation / Repatriation Services
  2. Automotive Assistance Services for dependants in India
    • Minor on the spot repair
    • Breakdown Services & Towing
    • Flat tyre service
    • Battery Service / Jumpstart
  3. Lifestyle Services for dependants in India
    • Gift/Flowers Delivery Assistance
    • Dining Referral and Reservation Assistance
    • Business Services
    • Special Events and Performance Assistance
    • Home Movers Assistance
    • Plumbing Assistance
    • Electrical Assistance
    • Pest Control Assistance
    • Home Cleaning Assistance
    • Electrical Gadget Repair Assistance
 

# Applicable to selective plans
# For the above mentioned services, the liability of the Company would always remain limited to providing with assistance in terms of arranging the above mentioned services. All charges towards such services would be borne by the Insured Person.

 

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List of ICICI Bank Credit Cards with which EMI facility is not available

LTD EDITION CARD ( SOLID GOLD )

ICICI Bank Purchase Card

ICICI Bank Global Indian Card (Gold)

ICICI Bank Purchase Fuel Card

Centurion Bank of Punjab Miracle Credit Card

ICICI Bank FADA Purchase Card

ICICI Bank Virtual Card-V

ICICI Bank Cement Exchange Card

ICICI Corporate Credit Card(CCFN-V)

ICICI Bank Intrex Business Card

INDIVIDUAL CORP SILVER ( STERLING SILVER )

TRAVEL AGENT CARD ( STERLING SILVER )

CORP SILVER ( STERLING SILVER )

Development Credit Bank Silver Card-M

ICICI Bank Corp Gold Card-Reliance RTL

Development Credit Bank Gold Card-M

ICICI Bank Pepsi Distribution Card

ICICI Corporate Credit Card(CCFN-M)

ICICI Bank Caterpillar Expatriate Card (CCCL-V)

ICICI Corporate Gold Card-CCIL-Expat-V

ICICI Bank Caterpillar Card (CCCL)

ICICI Bank Corporate Fleet Card

ICICI Bank Nokia Distribution Card

ICICI Bank Ford India Card-(CCCL-V)

ICICI Bank Pepsi Distribution Card

ICICI Bank Corporate Card-(CCCL)

CORPORATE GOLD ( SOLID GOLD )

ICICI Bank Corporate Card-(CCIL)

INDIVIDUAL CORP GOLD ( SOLID GOLD )

ICICI Bank Corp Platinum Card (CCIL)

PURCHASE CARD ( SOLID GOLD )

ICICI Bank Corp Platinum Card (CCCL)

BPCL INST CARD ( SOLID GOLD )

ICICI Bank Platinum Card (CCSL-V)

HPCL INST CARD ( SOLID GOLD )

ICICI Bank Gold Card (CCSL-V)

IOCL INST CARD ( SOLID GOLD )

ICICI Bank Purchase MasterCard

ICICI EMI SILVER CARD

ICICI Bank Purchase Card - VMP

ICICI EMI SILVER CARD

ICICI Bank EMI Card

ICICI EMI SILVER CARD

ICICI Bank EMI Card

ICICI EMI SILVER CARD

ICICI Bank EMI Master Credit Card

ICICI EMI SILVER CARD

ICICI Bank EMI Master Credit Card

ICICI Bank EMI Master Credit Card

AMEX GREEN

ICICI Bank Travel Agent Card (BCCL-V)

AMEX GOLD

ICICI Bank Adora Business Card

Amex Beta Test Card

ICICI Bank RCA Plus - VISA

REMITTANCE CARD ( STERLING SILVER )

ICICI Business Card

USD Travel card

ICICI Bank Self-employed (BCIL)

ICICI Prudential Life Annuity Card

ICICI Bank Pharma Sector(BCPS)

ICICI Bank E-Wallet Card

ICICI Bank Business Platinum Card

ICICI Bank Gift Card

ICICI Bank Platinum Card (BCCL-V)

ICICI Indian Easy Pay Pre-Paid Card

ICICI Gold Business Card (BCIL-V)

FLEET CARD ( FLEET CARD )

ICICI Gold Business Card (BCCL-V)

ICICI Reliance Trans-Connect Fleet Card

ICICI Gold Business Card (BCIL-M)

AUTO OD ( AUTO OD )

ICICI Gold Business Card (BCCL-M)

REIMBURSEMENT CARD ( REIMBURSEMENT CARD )

ICICI Bank Big Bazaar PLC Card

ICICI Bank Kisan Card (GAIC-4)

ICICI Bank Tobacco Farmers Card - PLC

ICICI Bank Kisan Card (GAIC-5)

ICICI Bank Kisan Tobacco Card (A.P.)

ICICI Bank Kisan Card (GAIC-6)

How does Tax Benefit work?

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For e.g. A premium of Rs. 15,000/- is fully deductible under Section 80D of the Income Tax Act. You would save Rs. 4635/- on your tax payable at maximum tax slab.

  Key Points to note
 
  • Premium paid for health insurance qualifies for rebate under Section 80D of the Income Tax Act.
  • Section 80D benefit remains over and above Rs.1 Lakh benefit of 80C (ELSS, Principal component of home loan, Life Insurance, etc.)
  • Tax benefit goes to the person making payment. Persons covered include your spouse, children and parents.
  • The qualifying amounts under Section 80D is maximum up to Rs 15,000/- for self, spouse and children.
  • A further deduction of Rs. 15,000/- can be saved when covering parents, and if the parents are Senior Citizens aged 65 years or more at any time during the financial year in which the premium was paid, then up to Rs. 20,000/- can be saved.

Terms Of Renew ability

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  • The policy can be renewed under the then prevailing Health Advantage Plus Plan or its nearest substitute approved by IRDA in the event that the plan has been discontinued.
  • Renewal Premium - Premium payable on renewal and on subsequent continuation of cover are subject to change with prior approval from IRDA
  • Maximum Entry Age – The maximum entry age under this policy is 65 years.
  • Maximum Renewal Age – This policy can be renewed up to a maximum age of 70 years.
  • Floater Benefit – The floater benefit under this policy is available up to the age of 55 years. All floater policies thereafter will be renewed under individual plan up to the age of 70 years.
  • Grace Period - The Policy may be renewed by mutual consent and in such event the renewal premium shall be paid to the Company on or before the date of expiry of the Policy and in no case later than 15 days (Grace Period) from the expiry of the Policy. Insured will be treated as continuously covered in terms of continuity of benefit during such Grace Period. However, the Company shall not be liable for any claim for the period for which the premium is not received by the Company.
  • Cumulative Bonus - An Additional Sum Insured of 5% would be provided on cumulative bases on each renewal upto a maximum of 50% in case there is no claim under the policy. However, 10% of the Sum Insured will be reduced from the accumulated Additional Sum Insured, in case there is a claim under the policy.
  • Sum Insured Enhancement – Sum Insured can be enhanced only upon renewal, subject to underwriters' approval.
  • Inclusion / Exclusion of Insured – This policy allows to include or exclude a member in the plan only at the time of renewal.

Terms Of Renew ability

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  • The policy can be renewed under the then prevailing Health Advantage Plus Plan or its nearest substitute approved by IRDA in the event that the plan has been discontinued.
  • Renewal Premium - Premium payable on renewal and on subsequent continuation of cover aresubject to change with prior approval from IRDA
  • Maximum Entry Age – The maximum entry age under this policy is 65 years.
  • Maximum Renewal Age – This policy can be renewed up to a maximum age of 70 years.
  • Floater Benefit – The floater benefit under this policy is available up to the age of 55 years. All floater policies thereafter will be renewed under individual plan up to the age of 70 years.
  • Grace Period - The Policy may be renewed by mutual consent and in such event the renewal premium shall be paid to the Company on or before the date of expiry of the Policy and in no case later than 15 days (Grace Period) from the expiry of the Policy. Insured will be treated as continuously covered in terms of continuity of benefit during such Grace Period. However, the Company shall not be liable for any claim for the period for which the premium is not received by the Company.
  • Cumulative Bonus - An Additional Sum Insured of 5% would be provided on cumulative bases on each renewal upto a maximum of 50% in case there is no claim under the policy. However, 10% of the Sum Insured will be reduced from the accumulated Additional Sum Insured, in case there is a claim under the policy.
  • Sum Insured Enhancement – Sum Insured can be enhanced only upon renewal, subject to underwriters' approval.
  • Inclusion / Exclusion of Insured – This policy allows to include or exclude a member in the plan only at the time of renewal.

Avail of Interest Free EMIs when you buy insurance online through your ICICI Bank Credit Card.

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It brings you the facility of paying your premium in Equal Monthly Instalments (EMIs) of 3 or 6 months at interest free rates! All you have to do is purchase your insurance policy online through your ICICI Bank Credit Card.

How does it work?

  • Choose the product you plan to buy and log in to Buy Online
  • Fill in the transaction details
  • Select to pay in EMIs through your ICICI Bank Credit Card. Choose from the EMI Period options according to your convenience (3 or 6 months for ICICI Bank Credit Card)
  • Access your policy immediately online*
  • The EMIs will be automatically charged to your monthly credit card statement.

Note: Please note that the EMI facility is only applicable on ICICI Bank Credit Card, subject to minimum annual premium of Rs. 1,500

Subject to underwriting in the case of Health Insurance

 

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Loss of use/Actual loss by physical separation of

Percentage of Capital Sum Insured*

Sight of both eyes

100%

Both hands

100%

Both feet

100%

One hand and one foot

100%

One eye and one hand or one foot

100%

Sight of one eye

50%

One hand or one foot

50%

*As stated in Part I of the Schedule.

9 Major Medical Illnesses and Procedures Covered:

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  • Cancer
  • Coronary Artery Bypass Graft Surgery
  • Myocardial Infarction (Heart Attack)
  • End Stage Renal Failure
  • Major Organ Transplant
  • Stroke
  • Paralysis
  • Heart Valve Replacement Surgery
  • Multiple Sclerosis

Critical Care Sum Insured Table

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Covers Sum Insured Options
Major Medical Illnesses & Procedures Rs.3 Lakh, Rs.6 Lakh or Rs.12 Lakh
Accidental Death
Accidental Permanent Total Disability (PTD)

Critical Care Premium Table

Sum Insured Rs.3 Lakh Rs.6 Lakh Rs.12 Lakh
Age* Group/Policy Tenure (Years) 1 Year
Rs.
3 Years
Rs.
 5 Years
Rs.
 1 Year
Rs.
3 Years
Rs.
 5 Years
Rs.
3 Years
Rs.
5 Years
Rs.
20 – 25 900 2,850 4,767 1,800 5,700 9,533 11,400 19,065
26 – 30 990 3,243 5,553 1,980 6,486 11,105 12,972 22,210
31 – 35 1,230 4,079 6,880 2,460 8,157 13,759 16,314 27,517
36 – 40 1,470 5,061 9,041 2,940 10,122 18,082 20,244 36,164
41 – 45 2,670 10,073 18,770 5,340 20,146 37,540 40,292 75,080
46 – 50# 5,160 18,166 42,311 10,320 36,333 58,911 72,666 1,17,822
  • Inclusive of Service Tax, Education Cess and Higher Education Cess @10.3%
  • The premium depends on the applicant's age and the policy tenure opted for
  • * Age is calculated as on the date the policy is issued (i.e. age completed as on last birthday)
  • # Only renewals allowed in this age bracket

 

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Loss of use/Actual loss by physical separation of

Percentage of Capital Sum Insured*

Sight of both eyes

100%

Both hands

100%

Both feet

100%

One hand and one foot

100%

One eye and one hand or one foot

100%

*As stated in Part I of the Schedule.

Note: If any such injury as mentioned above shall result in the inability to remain gainfully employed, then the
Capital Sum Insured payable will be 100%.

Terms of Renewability

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  • The policy can be renewed under the prevailing Critical Care Policy or its nearest substitute approved by IRDA in the event that the plan has been discontinued.
  • Renewal Premium - Premium payable on renewal and on subsequent continuation of cover are subject to change with prior approval from IRDA.
  • Maximum Entry Age - This policy can be issued up to a maximum age of 45 years.
  • Maximum Renewal Age - The policy can be renewed up to a maximum age of 50 years, subject to no claim in the current policy.
  • Grace Period - The Policy may be renewed by mutual consent and in such event the renewal premium shall be paid to the Company on or before the date of expiry of the Policy and in no case later than 15 days (Grace Period) from the expiry of the Policy. However, the Company shall not be liable for any claim for the period for which premium is not received by the Company.
  • Sum Insured Enhancement - Sum Insured enhancement at the time of renewal is not allowed.
Travel Insurance Policy in India - ICICI Bank buyonline Buy Forex

International Travel Insurance Plan

Single Round Trip Plan(3 months-70 years)

International Travel Insurance is a comprehensive policy that covers medical and financial emergencies that might arise when traveling abroad. Along with benefits like Checked-In Baggage loss/delay, get unique facilities such as worldwide Cashless hospitalization. Learn More

Gold Multi Trip Plan(3 months-70 years)

The Gold Multi Trip Plan is specially designed for a frequent international traveler. The policy is valid for 1 year and an insured can choose between 3 options of 30, 45 and 60 days as the maximum duration per trip. Learn More

Senior Citizen Plan(71-85 years)

International Travel Insurance Senior Citizen plan is a comprehensive policy for senior citizens that covers unexpected medical and non-medical expenses when traveling abroad including hijack distress allowance. Avail of benefits like checked-in baggage loss/delay and unique facilities such as cashless hospitalization, worldwide. Learn More

Travel FAQ'S   |   Policy Wordings

Disclaimer:

International Travel Insurance Plan - Misc 129

The webpage contains only an indication of the cover offered. For complete details on coverage, terms, conditions and exclusions, please read the sales brochure carefully before concluding a sale.
Insurance is the subject matter of solicitation.
Insurance is underwritten by ICICI Lombard General Insurance Company Limited.
“ICICI Bank Limited ("ICICI Bank") is licensed by the IRDA to act as a Corporate Agent of ICICI Lombard General Insurance Company Limited. The contract of insurance will be between ICICI Lombard General Insurance Company Limited and the Insured, and not between ICICI Bank and the Insured. There is no direct or indirect linkage between the provisions of the banking services offered by ICICI Bank and your usage of the product or participation in the scheme offered by ICICI Lombard General Insurance Company Limited. Your participation in this product is purely on a voluntary basis. ICICI Bank is not liable or responsible for any claim, dispute, liability, loss or shortfall resulting from the scheme. This policy is brought to you from ICICI Lombard General Insurance Company Limited.”
IRDA Corporate Agency Licence. No. 2470377
For queries: 1800 209 6677