Show Hide
Internet Banking Login Get In Touch

Poll          Survey          Stay Connected

Offer Zone Rates & Charges
Rates & Charges
 
FD, RD & iWish
General
(390 days - 2 yrs)
9.00% Apply Now
Senior Citizens
(390 days - 2 yrs)
9.50% Apply Now
 
Loans
Home Loan 
(Upto 75 lacs)
10.15*% Apply Now
Personal Loan
(Upto 15 lacs)
13.49*% Apply Now

More Rates       Service Charges & Fees

Two-Wheelar-Ins

Two Wheeler Insurance Policy

A comprehensive Two Wheeler Insurance policy for your two-wheeler that keeps it secure against damage caused by natural and man-made calamities, including acts of terrorism. Avail of Own Damage, Personal Accident and Liability cover all in one policy. You need your two wheeler to be insured and the best way to do this is to purchase Motor Insurance. If you are wondering how to get motor insurance and which one is right for you, we're there to help you.

 

Key Benefits


 

 A digitally signed policy is issued immediately through our online facility.

 

 Access to over 1330 + network garages for cashless claims servicing across India.

 

 Optional Personal Accident cover for co-passengers

 

 Avail NCB on renewals if no claim is made during the previous policy period.* Know more about NCB

 

 Transfer all No Claim Bonus (NCB) benefits when shifting your motor insurance policy to ICICI Lombard.*

 

 5% discount for recognised Automobile Association's Members.**

 

 2.5% discount for ARAI approved anti theft device in your vehicle.*** .

 

 Avail add-on covers for electrical and non-electrical items. 

 

 

NCB (No Claims Bonus) will only be allowed provided the policy is renewed within 90 days of the expiry date of the previous policy. The NCB will be available, provided you show evidence that you are entitled to NCB from your previous motor insurance company. Evidence can be in form of a written declaration or a renewal notice or a letter confirming the NCB entitlement from the previous insurer.
** Valid on Own Damage Premium and subject to a maximum of Rs.50.
 *** Valid on Own Damage Premium for Automotive Research Association of India approved anti-theft devices and subject to a maximum of Rs.500.
 

Policy Coverage


Loss or Damage to your vehicle against Natural Calamities

Fire, explosion, self-ignition or lightning, earthquake, flood, typhoon, hurricane, storm, tempest, inundation, cyclone, hailstorm, frost, landslide, rockslide.

 

Loss or Damage to your vehicle against Man-made Calamities

Burglary, theft, riot, strike, malicious act, accident by external means, terrorist activity, any damage in transit by road, rail, inland waterway, lift, elevator or air.

 

Personal Accident Cover

Coverage of up to Rs.1 Lakh for the individual owner/driver of the vehicle while driving or travelling, mounting or dismounting from the two wheeler. Optional personal accident covers for co-passengers available.

 

Third Party Legal Liability


Protection against legal liability due to accidental damages resulting in the permanent injury or death of a person, and damage caused to the surrounding property.

For more details, kindly refer to the Policy Wordings.

Policy Exclusions


 

  • Normal wear and tear and general ageing of the vehicle
  • Depreciation or any consequential loss
  • Mechanical/ electrical breakdown
  • Damage to tyres and tubes unless the vehicle is damaged at the same time, in which case the liability of the company shall be limited to 50% of the cost of replacement
  • Vehicles being used otherwise than in accordance with limitations as to use
  • Damage to/ by a person driving any vehicles or cars without a valid license
  • Damage to/ by a person driving the vehicle under the influence of drugs or liquor
  • Loss/ damage due to war, mutiny or nuclear risk

For details, kindly refer to Policy Wordings.

FAQ's   |   Policy Wordings

 

Disclaimer
Insurance is the subject matter of solicitation.
 "ICICI Bank Limited ("ICICI Bank") is licensed by the IRDA to act as a Corporate Agent of ICICI Lombard General Insurance Company Limited. The contract of insurance will be between ICICI Lombard General Insurance Company Limited and the Insured, and not between ICICI Bank and the Insured. ICICI Bank is acting merely as the Corporate Agent of ICICI Lombard General Insurance Company Limited and there is no direct or indirect linkage between the provisions of the banking services offered by ICICI Bank and your usage of the product or participation in the scheme offered by ICICI Lombard General Insurance Company Limited. Your participation in this product is purely on a voluntary basis. ICICI Bank is not liable or responsible for any claim, dispute, liability, loss or shortfall resulting from the scheme. This policy is brought to you from ICICI Lombard General Insurance Company Limited. No person shall allow or offer to allow, either directly or indirectly, as an inducement to any person to take out or renew or continue an insurance in respect of any kind of risk relating to lives or property in India, any rebate of the whole or part of the commission payable or any rebate of the premium shown on the policy, nor shall any person taking out or renewing or continuing a policy accept any rebate, except such rebate as may be allowed in accordance with the published prospectus or tables of the insurer."