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Offer Zone Rates & Charges
Rates & Charges
 
FD, RD & iWish
General
(390 days - 2 yrs)
9.00% Apply Now
Senior Citizens
(390 days - 2 yrs)
9.50% Apply Now
 
Loans
Home Loan 
(Upto 75 lacs)
10.15*% Apply Now
Personal Loan
(Upto 15 lacs)
13.49*% Apply Now

More Rates       Service Charges & Fees

Benefits

Benefits to Corporate

  Instant Payment: The PayDirect card completely eliminates the need to stand in line at a bank with to deposit paper cheques or cash. The card can be used soon as it is activated.

 

  Reduced administration cost: Use of the PayDirect Card decreases the cost otherwise associated with issuing payroll cheques, replacing cheques and stopping payments of lost cheques. It also reduces the possibility of fraud and loss associated with cheques.

 

  Elimination of cash or cheque-based payments and associated paperwork: Cheques are difficult to handle, process, and reconcile while a PayDirect Card is easily stored, issued and tracked. Also its transaction time is faster than any other exchange medium - just swipe the card to complete the purchase!

 

  Increased productivity: The PayDirect Card frees the management staff from handing out cheques while employees don't need to leave work to get cheques cashed. The card can also be used to manage your employee expenses.

Benefits to Cardholder

  No requirement of minimum balance: Your employees need not maintain any minimum balance on their cards. So, they can spend the way they want till the balance comes to zero.

 

  Lost-card blocking and replacement: If an associate loses his PayDirect Card, all he needs is to call our Customer Care to block the card. Once a positive verification is made, the lost card will be blocked and a new card request will be initiated.

 

  Safe and secure: The PayDirect Card not only increases safety (because of the limit placed on the liability to the cardholder for lost/stolen cards), but also may provide a sense of personal empowerment and security since purchases can be made directly with the card. It allows cardholders to shop online, via catalogue or telephone, and pay bills online - the choice is yours!

 

  Flexibility of use: There’s no need to spend the entire amount in a single swipe or at a single shop. The value and location of the purchase is at the sole discretion, convenience and will of the cardholder.

 

  Online shopping: The ICICI Bank Gift Card has been enabled for making payments for online purchases. For security on the internet, you need to register for “Verified by Visa” prior to usage of the Card.

 

  Enjoy offers and discounts: Gift Cardholder can avail amazing discounts on shopping, dining, fashion and travel , for details please visit www.icicibank.com/offers.