Prepaid Cards
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Benefits
  • Instant Payment
    The PayDirect card completely eliminates the need to stand in line at a bank with to deposit paper cheques or cash. The card can be used soon as it is activated.

  • Reduced administration cost
    Use of the PayDirect Card decreases the cost otherwise associated with issuing payroll cheques, replacing cheques and stopping payments of lost cheques. It also reduces the possibility of fraud and loss associated with cheques.

  • No requirement of minimum balance
    Your employees need not maintain any minimum balance on their cards. So, they can spend the way they want till the balance comes to zero.

  • Lost-card blocking and replacement
    If an associate loses his PayDirect Card, all he needs is to call our Customer Care to block the card. Once a positive verification is made, the lost card will be blocked and a new card request will be initiated.

  • Elimination of cash or cheque-based payments and associated paperwork
    Cheques are difficult to handle, process, and reconcile while a PayDirect Card is easily stored, issued and tracked. Also its transaction time is faster than any other exchange medium - just swipe the card to complete the purchase!

  • Increased productivity
    The PayDirect Card frees the management staff from handing out cheques while employees don't need to leave work to get cheques cashed. The card can also be used to manage your employee expenses.

  • Safe and secure
    The PayDirect Card not only increases safety (because of the limit placed on the liability to the cardholder for lost/stolen cards), but also may provide a sense of personal empowerment and security since purchases can be made directly with the card. It allows cardholders to shop online, via catalogue or telephone, and pay bills online - the choice is yours!