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Offer Zone Rates & Charges
Rates & Charges
FD, RD & iWish
(390 days - 2 yrs)
8.50% Apply Now
Senior Citizens
(390 days - 2 yrs)
9.00% Apply Now
Home Loan 
(Upto 5 crore)
9.90*% Apply Now
Personal Loan
(Upto 20 lacs)
11.99*% Apply Now

More Rates       Service Charges & Fees 

Smart Shopper Silver Debit Card(New)

Enjoy Silver privileges while shopping with your ICICI Bank Smart Shopper Silver Debit Card. Avail attractive discounts for shopping, dining and more while you continue to enjoy all the benefits that are yours with the ownership of an ICICI Bank Debit Card.

Platinum Privileges

Enjoy! Visa Platinum Privileges. Click here for more details

Withdrawal limit & transaction limit

  Daily cash withdrawal limit at ATM Daily purchase limit at retail outlets and on merchant websites
Domestic 50,000 1,00,000
International 50,000 75,000

Online transactions

You can use your ICICI Bank Smart Shopper Silver Debit Card on the internet for buying travel or movie tickets, paying your bills and much more. All you need to do is register yourself for " Verified by VISA". Online transaction limit per day (w.e.f. July 20, 2012) for ICICI Bank Smart Shopper Silver Card is Rs. 1,00,000.

Fuel surcharge

Zero surcharge* on fuel purchases at select HPCL pumps


*2.5% surcharge is not applicable on fuel spends of more than Rs.401 and above and at select fuel outlets.Applicable only when ICICI Bank Smart Shopper Silver Debit Card is swiped on ICICI Bank terminals.


Earn 2 °point on every Rs.200 spent at merchant establishment in India. (w.e.f April 1, 2013) You can earn points as follows:

  At merchant establishment in India At Indian Websites At merchant establishment located outside India
PAYBACK Points per Rs. 200 2 2 10

Note : W.e.f 1-April-2013 you will not earn reward points on Mutual fund, Telecom, Education, Utilities, Insurance premium, Government Payments and Post Office payment made through your ICICI Bank Debit Card


Air Accident insurance of Rs. 50000 and purchase protection of Rs. 50000, Click Here

Zero Liability Protection

The ICICI Bank Smart Shopper Silver Debit Card comes with the added security of Zero Liability, a unique feature which protects your debit card against unauthorised purchases on loss, theft or misplacement. All you need to do is call our 24-hour Customer Care within 15 days to report loss or misuse and provide the necessary documents. The balance in your account will be restored.

Effective August 1, 2011, the Terms and Conditions of Zero Liability Protection on your Debit Card is changing. Click here for more details

Better tracking

Receive instant SMS alerts on transaction made on your Smart Shopper Silver Card

Itemized billing

Your ICICI Bank Smart Shopper Silver Debit Card allows you to track your spends on a regular basis. The details of the purchases made on your card, along with the date, merchant's name and amount are mentioned in your bank statement.