Gold Debit Card
Enjoy Gold privileges while shopping with your ICICI Bank Smart Shopper Gold Debit Card. Avail attractive discounts for shopping, dining and more while you continue to enjoy all the benefits that are yours with the ownership of an ICICI Bank Debit card. The Gold Card entitles you to a high cash withdrawal and transaction limit
ICICI Bank Smart Shopper Gold Debit Card Benefits
  • High withdrawal limit & transaction limit
    Enjoy a high cash withdrawal limit (w.e.f. December 1, 2012) of Rs. 75,000 per day and transaction limit of Rs. 1,25,000 per day (w.e.f. July 20, 2013).
  • Online transactions
    You can use your ICICI Bank Smart Shopper Gold Debit Card on the internet for buying travel or movie tickets, paying your bills and much more. All you need to do is register yourself for " Verified by VISA". Online transaction limit per day (w.e.f. July 20, 2013) for ICICI Bank Smart Shopper Gold Card is Rs. 1.25 lac.
  • Fuel surcharge
    Zero surcharge* on fuel purchases at select HPCL pumps.
  • PAYBACK Rewards
    Earn 3.5 °Points on every Rs.200 spent at merchant establishment in India. (w.e.f April 1, 2013)
    You can earn points as follows:
    At merchant establishment in India
    At Indian Websites At merchant establishment located outside India
    PAYBACK points per Rs. 200 3.5 3.5 10

    Note: W.e.f 1-April-2013 you will not earn reward points on Mutual fund, Telecom, Education, Utilities, Insurance premium, Government Payments and Post Office payment made through your ICICI Bank Debit Card.

  • Insurance
    Air Accident insurance of Rs. 15 lac, personal accident insurance of Rs. 5 lac and purchase protection of Rs. 1 lac, Click Here
  • Zero Liability Protection
    The ICICI Bank Smart Shopper Gold Debit Card comes with the added security of Zero Liability, a unique feature which protects your debit card against unauthorised purchases on loss, theft or misplacement. All you need to do is call our 24-hour Customer Care within 15 days to report loss or misuse and provide the necessary documents. The balance in your account will be restored.
    Effective August 1, 2011, the Terms and Conditions of Zero Liability Protection on your Debit Card is changing. Click here for more details
  • Better tracking
    Receive instant SMS alerts on transaction made on your Smart Shopper Gold Card.
  • Itemized billing
    Your ICICI Bank Smart Shopper Gold Debit Card allows you to track your spends on a regular basis. The details of the purchases made on your card, along with the date, merchant's name and amount are mentioned in your bank statement.
*2.5% surcharge is not applicable on fuel spends of more than Rs.401 and above and at select fuel outlets. Applicable only when ICICI Bank Smart Shopper Gold Debit Card is swiped on ICICI Bank terminals.