Credit Cards
Singapore Airlines Visa Platinum Credit Card Benefits
- Enjoy complimentary membership into KrisFlyer, Singapore Airlines’ renowned frequent flyer program.
- Fast forward to Free tickets and Upgrade vouchers with up to 18 KrisFlyer miles for every Rs.200 spent.
- Welcome aboard with a bonus of 5,000 KrisFlyer miles on first usage of your card
- Enjoy Exclusive fares when you book tickets at www.singaporeair.com/india/SQICICI and get 50% Discount voucher* on renewal of your card.
- Membership to the Priority Pass program and complimentary International Golf Fee card. For the applicable Priority Pass lounge charges, FAQs and programme Terms and Conditions, click here.
- i-Assist our 24x7 personal concierge service. This service is provided by a third party engaged by ICICI Bank.
- Stay covered, wherever you are, with a comprehensive insurance cover, including Air accident insurance of Rs 1.5 crores.
Singapore Airlines Visa Platinum Credit Card Fees and Charges
(a) Schedule of Fees and Charges:
1. Joining Fees, Annual Fees and Supplementary Card Fees:
| ICICI Bank Card Variant | Joining Fee (1st year) Rs. | Annual Fee (1st year) Rs. | Annual Fee (2nd year onwards) Rs. | Supplementary Card Fee (Annually) Rs. |
| ICICI Bank Singapore Airlines VISA Platinum Credit Card | Nil | 6000 | 6000 | Nil |
2. Finance Charges:
| ICICI Bank Card Variant | Overdue interest on extended credit | Interest on cash advances | ||
| Monthly Rate | Annual Rate | Monthly Rate | Annual Rate | |
| ICICI Bank Singapore Airlines VISA Platinum Credit Card# | 3.40% | 40.80% | 3.40% | 40.80% |
3. Other Fees and Charges:
| Cash advance – transaction fee | 2.50% on advanced amount, subject to a minimum of Rs.300 |
| Dial-a-draft – transaction fee | 3% of the draft value amount subject to a minimum of Rs.300 |
| Late payment charges | 30% of Minimum Amount Due (subject to a minimum of Rs.400 and a maximum of Rs.700#) |
| Over-limit charges* | 2.50% on the over-limit amount (subject to a minimum of Rs.500) |
| Return of cheque | Rs.250 per returned cheque |
| Auto-Debit return fee | Rs.250 per Auto-debit return |
| Fee on cash payment at branches | Rs.100 per payment transaction |
| Outstation cheque processing fee | 1% of the cheque value, subject to a minimum of Rs.100 |
| Duplicate statement request (beyond 3 months) | Rs.100 |
| Card replacement fee | Rs.100 |
| Cheque / Cash pick-up fee | Rs.100 per pick-up |
| Chargeslip request | Rs.100 per chargeslip |
| Services charges – utility bill payment | NIL |
| Foreign currency transactions** | Mark-up of 3.50% |
| Railway booking – surcharge | 1.80% of transaction value for Internet transactions and 2.50% for other bookings |
| Fuel surcharge |
2.50% of transaction value or Rs.10 whichever is higher. Surcharge waiver of 2.50% of transaction value on all petrol pumps. |
| Service Tax | As may be applicable from time-to-time, presently @ 10.30% (applicable on all fees, interest and other charges) |
*Over-Limit Fee: Bank may approve certain transactions attempted by the Card Member which can breach the credit limit, as a service gesture. Please note that if the outstanding amount exceeds the credit limit, an over-limit fee of 2.5% of the over-limit amount (subject to a minimum of Rs.500) will be levied. Over-limit status may also happen because of fees or interest charges.
# w.e.f. 1st February 2011
**Charges in foreign currency: If a transaction is made in a currency other than Indian Rupees, that transaction will be converted into Indian Rupees. The conversion will take place on the date the transaction is settled with ICICI Bank, which may not be the same date on which the transaction was made. If the transaction is not in US Dollars, the conversion will be made through US Dollars, by converting the charged amount into US Dollars and then by converting the US Dollar amount into Indian Rupees. Unless a specific rate is required by applicable law, the conversion rate from US Dollar to Indian Rupees will be at the rates provided by VISA, MasterCard and AMEX on the settlement date, increased by a Currency Conversion Factor assessment (currently 3.50%) on such transactions.



