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Flexible Rewards Plan
PAYBACK is India's largest multi-brand loyalty programme. Your ICICI Bank Credit Card entitles you to earn PAYBACK Points on your transactions.
You not only earn PAYBACK Points when you use your ICICI Bank Credit Card, but also earn additional points from PAYBACK Partner Brands for the same purchase. PAYBACK Partner Brands include Big Bazaar, MakeMyTrip.com and HPCL among others, comprising of over 3,000 outlets and more than 50 online partners.
PAYBACK Points can be redeemed for over 600 unique rewards from the PAYBACK catalogue, in-store or online at a PAYBACK Partner Brand. With your ICICI Bank Credit Card and PAYBACK, shopping is truly rewarding!
Choose from 3 different reward plans based on your likely spend categories
Earn bonus rewards of up to 6 PAYBACK points on every ₹ 100 spent
|ICICI Bank Rubyx American Express® Credit Card||ICICI Bank Rubyx MasterCard Credit Card|
|Purchases as per selected reward plans (Shopping/Travel/Essentials)||6||4|
- Earn 50% more rewards on the ICICI Bank Rubyx American Express Credit Card.
- Redeem the rewards for an exciting selection of gifts or cash. Each reward point is equivalent to ₹ 0.25 when redeemed for cash.
To redeem your PAYBACK points:
- Redeem in cash - Call on 080-40146444. The equivalent amount will be credited to your account within 7 working days.
- Redeem for rewards - Call the PAYBACK contact centre on 1860-258-5000 or place an online request for redemption on www.payback.in.
The reward of your choice will be delivered within 10 working days.
- Enjoy the freedom to change the reward plan every 6 months as per your pattern of spending.
American Express is a trademark of American Express. This card has been issued by ICICI Bank pursuant to a license from American Express.
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This is to inform the customers that by clicking on the link “I agree”, you will enter the Website of a third party which is not owned, controlled or endorsed by ICICI Bank Limited ("ICICI Bank"). ICICI Bank does not undertake any liability, responsibility or warrant for the details, accuracy, completeness or correct sequence of any content, services or the reliability of any service, statement or other information displayed or provided through the Website. This information is being communicated to you solely for the purposes of providing information regarding the services of payment of your bills/dues to ICICI Bank through the Website and is subject to applicable laws and regulations and the terms and conditions. The customer understands and acknowledges that availing of any services offered on the Website or any reliance on any opinion, statement, or information available on the Website shall be at his/her sole risk.
ICICI Bank and its affiliates, subsidiaries, employees, officers, directors and agents, expressly disclaim any liability or responsibility for any not-errors whether caused by negligence or otherwise or any deficiency in the services offered by Bill Desk whose Website you are about to access. Neither ICICI Bank nor any of its affiliates nor their directors, officers and/or employees shall be liable to or have any responsibility for any loss (whether direct or indirect) incurred in the event of any deficiency in the services of Bill Desk or for failure or disruption of the Website of Bill Desk or resulting from the act or omission of any other party involved in making this Website or the service contained therein available to you, or from any other cause relating to your access to, inability to access, or use of the Website . The information and service available on the Website is subject to change, updation, revision, verification and amendment without notice and such information may change materially.
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