Credit Cards

HPCL Titanium Credit Card in India - ICICI Bank

ICICI Bank HPCL Titanium Credit Card


•  Get up to Rs. 200 off every month on movie tickets.

•  Get minimum 15% discount on dining. Read on to know more.

HPCL Titanium Credit Card Benefits

  • Its raining cashback with ICICI Bank HPCL Credit Cards, make a big splash with Rs. 500 cashback offer.
    Click here to read detailed terms and conditions of the offer
  • Enjoy up to 5% savings* on fuel purchases at HPCL petrol pumps.
  • Earn 5 PAYBACK points** for every Rs. 100 spent on fuel purchases at HPCL petrol pumps and 2 PAYBACK points for every Rs. 100 spent on regular purchases. Redeem your PAYBACK points for attractive products by visiting http://www.payback.in/
  • Get up to Rs. 200 off every month on movie tickets
    Rs. 100 off on every movie ticket booked on www.bookmyshow.com. Maximum 2 tickets can be booked per month.
    For detailed terms and conditions, please click here.
  • Enjoy minimum 15% saving on dining through our Culinary Treats program.
    Shower your taste buds with delicious treats at leading restaurants across India and get great discounts too.
    Save a minimum of 15% on your dining bill at more than 400 participating restaurants spread across 8 cities.
    Click here for a complete list of restaurants.
  • Enjoy Titanium offers from MasterCard. For latest offers and detailed terms and conditions applicable kindly visit https://www.mastercardmoments.com/en/index.aspx .
  • Need we say more? Go ahead, SMS 'FUEL' to 5676766 or apply online to start saving on your fuel purchases.

*Savings include 2.5% cashback maximum up to Rs. 100 per month + 2.5% fuel surcharge waiver on fuel purchases at HPCL petrol pumps, when the card is swiped on the ICICI Merchant Services swipe machines. **when the card is swiped on the ICICI Merchant Services swipe machines

HPCL Titanium Credit Card Fees and Charges

(a) Schedule of Fees and Charges:

1. Joining Fees, Annual Fees and Supplementary Card Fees:

ICICI Bank Card Variant Joining Fee (1st year) Rs. Annual Fee (1st year) Rs. Annual Fee (2nd year onwards) Rs. Supplementary Card Fee (Annually) Rs.
ICICI Bank HPCL Titanium Credit Card Nil 500 500* Nil

*If the total spend on the card is Rs.50,000 or more during a year, the annual fee will be waived in the subsequent year. If total spend is less than Rs. 50,000 during a year, the annual fee will be levied in the subsequent year.

2. Finance Charges:

ICICI Bank Card Variant Overdue interest on extended credit Interest on cash advances
Monthly Rate Annual Rate Monthly Rate Annual Rate
ICICI Bank HPCL Titanium Credit Card# 3.40% 40.80% 3.40% 40.80%

3. Other Fees and Charges:

Cash advance - transaction fee 2.50% on advanced amount, subject to a minimum of Rs.300
Dial-a-draft - transaction fee 3% of the draft value amount subject to a minimum of Rs.300
Late payment charges 30% of Minimum Amount Due (subject to a minimum of Rs.400 and a maximum of Rs.700#)
Over-limit charges* 2.50% on the over-limit amount (subject to a minimum of Rs.500)
Return of cheque Rs.250 per returned cheque
Auto-Debit return fee Rs.250 per Auto-debit return
Fee on cash payment at branches Rs.100 per payment transaction
Outstation cheque processing fee 1% of the cheque value, subject to a minimum of Rs.100
Duplicate statement request (beyond 3 months) Rs.100
Card replacement fee Rs.100
Cheque / Cash pick-up fee Rs.100 per pick-up
Chargeslip request Rs.100 per chargeslip
Services charges - utility bill payment NIL
Foreign currency transactions** Mark-up of 3.50%
Railway booking - surcharge 1.80% of transaction value for Internet transactions and 2.50% for other bookings
Fuel surcharge 2.50% of transaction value or Rs.10 whichever is higher.

Surcharge waiver of 2.5% of transaction value on HPCL petrol pumps on select cards (this offer is valid on a maximum transaction of Rs.4000, when the payment is made by swiping the card on ICICI Bank swipe machines).
Service Tax As may be applicable from time-to-time, presently @ 12.36% (applicable on all fees, interest and other charges)

*Over-Limit Fee: Bank may approve certain transactions attempted by the Card Member which can breach the credit limit, as a service gesture. Please note that if the outstanding amount exceeds the credit limit, an over-limit fee of 2.5% of the over-limit amount (subject to a minimum of Rs.500) will be levied. Over-limit status may also happen because of fees or interest charges.

#w.e.f. 1st February 2011

**Charges in foreign currency: If a transaction is made in a currency other than Indian Rupees, that transaction will be converted into Indian Rupees. The conversion will take place on the date the transaction is settled with ICICI Bank, which may not be the same date on which the transaction was made. If the transaction is not in US Dollars, the conversion will be made through US Dollars, by converting the charged amount into US Dollars and then by converting the US Dollar amount into Indian Rupees.

Unless a specific rate is required by applicable law, the conversion rate from US Dollar to Indian Rupees will be at the rates provided by VISA, MasterCard or AMEX, as the case may be, on the settlement date, increased by a Currency Conversion Factor assessment (currently 3.50%) on such transactions.