Reduce fuel bills with 2.5% Cashback
Up to `100 Cashback on fuel purchases at HPCL pumps month on month, year on year can be availed when the Card is swiped on ICICI Merchant Services swipe machines.
Save on 2.5% fuel surcharge
Waived for you at HPCL pumps. 2.5% fuel surcharge waiver can be availed on fuel transactions of maximum `4,000 at HPCL pumps when the Card is swiped on ICICI Merchant Services swipe machines.
Rewards powered by PAYBACK:
  • Get accelerated 2.5X Rewards, i.e on every `100 spent, get 5 PAYBACK points on fuel spends at HPCL pumps & 2 PAYBACK points on all other spends.
  • Swipe your PAYBACK Card for redeeming 2,000 PAYBACK points for `500 worth of fuel at select HPCL fuel pumps.
`199 Annual Fee Savings
Here's the smart way to enjoy maximum benefits without having to pay for it!
Just ensure you spend `50,000 or more annually on your Card and we will reverse your Annual Fee (`199) for that year.
`100 off on movie tickets
Get `100 off on movie tickets any day of the week, through You can avail this discount twice each month or save `2,400 each year !

Limited number of tickets are issued every day under this scheme and successful booking is on first come first serve basis until the daily limit is available.
To book your movie ticket and for detailed terms and conditions, please click here.

Culinary Treats

Minimum 15% savings on dining

Enjoy delicious treats at minimum 15% savings at over 800 leading restaurants across 10 cities in India courtesy Culinary Treats, our premier dining program. Please visit for more details.
VISA Offers on Dining, Wellness and Hotels
Live the good life wherever you are, in India or abroad, with amazing deals from VISA. Wine, dine and unwind with great offers from luxury hotels, restaurants, lifestyle stores, spas and more. Click here for details.
Chip Card
Your card comes with a microchip that is difficult to duplicate, thus providing additional security against counterfeiting/ duplication of the card.
Joining & Annual Fees
  • Joining Fee - `199 + service tax
  • Annual Fee (First year) - NIL
  • Annual Fee (Second year onwards) - `199* + service tax
  • Supplementary Card Fee - NIL
  • Overdue interest on extended credit and cash advances - 3.40% per month (40.80% annualized).

* If total spends on the Credit Card is `50,000 or more during an anniversary year, the Annual Fee for the subsequent year shall be reversed. If the total spends on the Credit Card is less than `50,000 during an anniversary year, the Annual Fee shall not get reversed for the subsequent year.

Please refer to the Most Important Terms & Conditions ( MITC) for other charges.
You can avail of this card if you are:
  • More than 23 years old
  • An Indian national
  • Providing income and identity documents
  • Residing in Mumbai, Delhi, Chennai, Kolkata, Bengaluru, Ahemdabad, Pune, Hyderabad, Baroda, Surat, Chandigarh and Jaipur
This redemption option is available through PAYBACK whose Terms & Conditions apply.To redeem or for more details, visit
All valid transactions in an anniversary year will be counted; any fee / charges will not be counted. The Card should not be canceled or delinquent at the time of posting the Annual Fee reversal to be eligible for this offer. This is applicable for Annual Fee levy at the end of the first year and subsequent years.