COMPREHENSIVE INSURANCE COVER
PRIVILEGES
    The following table gives a look at the insurance benefits:
    Type of insuranceCover
    Personal Accident Insurance (Air)3 crore
    Credit shield50,000
    Baggage insurance1Up to 25,000
    Loss of travel documents1USD 500
    Loss of checked-in baggage1USD 1200
    Delay in receipt of checked-in baggage1USD 300 in excess of 12 hours
    Missing flight due to trans-shipment1USD 300
    Plane hijacking1USD250 per hour up to max of 12 hours
    Delay in flight1USD 250 in excess of 12 hour
    Lost Card Liability50,000 - 2 days (pre-reporting) and 7 days (post-reporting)
    Counterfeit Card Liability50,000 - 2 days (pre-reporting) and 7 days (post-reporting)
    Account Takeover Cover50,000 - 2 days (pre-reporting) and 7 days (post-reporting)
HOW TO AVAIL
    To file a cliam, please call at the ICICI Bank Lombard General toll-free number: 1800 209 88881. Applicable for international travel only and not for domestic travel and only when tickets are purchased on ICICI Bank Diamant Credit Card.
TERMS & CONDITIONS
    Following are the details of the insurance cover available on the ICICI Bank Diamant Credit Card:
    CoverSum InsuredDescription
    Personal Accident Benefits - Death3 croreProvides for payment of the sum insured in the event of death of the Card Member due to an air accident. due to air accident Validity of the cover is subject to: a) Active cards is defined as a card where at least one retail transaction has been made in the 60 days prior to the event. b) Age of the Card Member is up to 69 years. c) Card Member is not a pilot/crew of any aircraft/helicopter. d) The ticket for the air travel is purchased through the ICICI Bank Diamant Credit Card. In the event of the insured having multiple cards, the personal accident claim would be payable on one card only, with the maximum benefits (highest sum insured).
    Lost Card Liability50,000Provides cover for unauthorised/ fraudulent transactions made on the card after the card is lost by the Card Member. Transactions made 2 days prior of notification from the Card Member and 7 days post reporting; including the date of reporting are covered. All PIN-based transactions including ATM, internet and telephone are not covered.
    Credit Shield50,000Provides for payment of the card outstanding in case of accidental death, subject to the maximum of the sum insured. Outstanding as on the date of death is covered.
    Purchase Protection (up to 90 days)40,000Provides cover for tangible goods, except jewellery purchased on the ICICI Bank Diamant Credit Card for a period of 90 days from the date of purchase against standard fire and allied perils and burglary only in India and at the residential address mentioned in the Credit Card account as per ICICI Bank's records.
    Delay in Check-in Baggage1USD 300 in excess of 12 hoursProvides for reimbursement of expenses related to purchase of essential items in the event of delay of more than 12 hours from the scheduled arrival time when baggage is checked by an international flight of an international airline.
    Plane Hijacking1USD 250 per hour up to a minimum of 12 hoursProvides a fixed compensation per hour on hijacking of an international flight of an international airline up to a maximum of 12 hours starting from 12 hours of custody.
    Loss of Travel Documents1USD 500Provides for reimbursement of expenses incurred in obtaining the travel documents in the event of the loss of the same. Loss of documents should be reported to appropriate police authorities within 24 hours of discovery of such loss.
    Missing Flight due to Transshipment1USD 300Provides for reimbursement of essential expenses and new ticket charges, net of cancellation refunds, incurred in the event of missing a flight due to transshipment. Applicable, if there is no international flight in the next 6 hours after late arrival by international flight on an international airline.
    Loss of Checked Baggage1USD 1200Provides for payment up to the sum insured in the event of loss of checked in baggage. Available on baggage checked by international airline on outbound flight only.
    Delay in Flight1USD 250 in excess of 12 hoursProvides for reimbursement of expenses related to purchase of essential items in the event of delay in flight. Applicable if an international flight, of an international airline boarded by the Card Member, arrives after 12 hours of scheduled arrival time.
    Account Takeover Cover50,000Provides cover for unauthorised/fraudulent transactions made on the card after the Card Member's account is taken over by an impersonator. Transactions made 2 days prior of notification from the Card Member and 7 days post reporting; including the date of reporting are covered. All PIN-based transactions including ATM, internet and telephone are not covered.
    Counterfeit Card Liability50,000Provides cover for unauthorised/fraudulent transactions made on the card after the card has been counter-feited. Transactions made 2 days prior of notification from the Card Member and 7 days post reporting; including the date of reporting are covered. All PIN-based transactions including ATM, internet and telephone are not covered.

    Conditions applicable for availing of the Insurance facility :

    All insurance benefits will be applicable only in case the ICICI Bank Diamant Credit Card has been used at least once in the last 60 days prior to the event. All insurance benefits are available on the primary card only. There is no insurance cover on add-on cards. Please ensure that the minimum amount due on the Credit Card is paid at all times to avail of the insurance benefits.
    Insurance is the subject matter of solicitation. The Insurer for the cover as aforesaid is ICICI Lombard General Insurance Co. Ltd. The policy is governed by Terms and Conditions laid down by ICICI Lombard General Insurance Co. Ltd.
    ICICI Bank is not responsible for processing of claims and all claim related queries need to be taken up directly on ICICI Lombard general toll-free number: 1800 209 8888.