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Offer Zone Rates & Charges
Rates & Charges
 
FD, RD & iWish
General
(390 days - 2 yrs)
8.75% Apply Now
Senior Citizens
(390 days - 2 yrs)
9.25% Apply Now
 
Loans
Home Loan 
(Upto 75 lacs)
10.15*% Apply Now
Personal Loan
(Upto 15 lacs)
13.00*% Apply Now

More Rates       Service Charges & Fees

Features and Benefits

Instant, over-the-counter Card issuance

You can now walk in to our Branch and walk out with your Instant Card. You just need a Fixed Deposit to avail this.

If you do not have one, just apply to open a Fixed Deposit and get the Card immediately. This Card is available at over 2000 ICICI Bank branches and is issued against select Fixed Deposits. Check with your nearest branch for availability.

Assured, free Card

You get an assured Card at Zero Annual Fee if you have a valid Fixed Deposit; no income documents are required.

PAYBACK rewards

For every ₹ 100 spent, get 3 PAYBACK points. Redeem against a variety of attractive gifts. To redeem or for more details, visit www.payback.in

Internationally valid

Global Emergency Assistance and Card replacement service available.

Low interest rate

Earn interest on your Fixed Deposit and use the Instant Card to manage your day to day liquidity. The Card is available at a low interest rate of just 2.49% per month. If you make full payment against outstanding, no interest is charged on your Card. Interest is charged only if you chose to make part/ no payments on your Card.

Chip and Pin Card

Our Credit Cards come with an embedded microchip which provides additional security against counterfeiting and duplication of cards.

  • The new chip cards have an extra layer of security in the form of a Personal Identification Number (PIN)
  • You will be required to enter your PIN on the terminal for transactions at merchant outlets
  • To know more about Chip and PIN security, please click here
  • This PIN is not required for online transactions. Please register your card for 3D Secure (Verified by VISA) on our website for online transactions

Get ₹ 100 off on movie tickets any day of the week, through www.bookmyshow.com. You can avail this discount twice each month or save ₹ 2,400 each year.

 

Limited number of tickets are issued every day under this scheme and successful booking is on first come first serve basis until the daily limit is available.

 

To book your movie ticket and for detailed Terms & Conditions, please click here.

Minimum 15% savings on dining

Enjoy delicious treats at minimum 15% savings at over 800 leading restaurants across 10 cities in India courtesy Culinary Treats, our premier dining program. Please visit www.culinarytreats.com for more details.

Save on 2.5% fuel surcharge

2.5% fuel surcharge waiver can be availed on fuel transaction of maximum ₹ 4,000 at HPCL pumps when the Card is swiped on ICICI Merchant Services swipe machines.

VISA Offers on Dining, Wellness and Hotels

Live the good life wherever you are, in India or abroad, with amazing deals from VISA. Wine, dine and unwind with great offers from luxury hotels, restaurants, lifestyle stores, spas and more. Click here for details.