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Instant, over-the-counter Card issuance
You can now walk in to our Branch and walk out with your Instant Card. You just need a Fixed Deposit to avail this.
If you do not have one, just apply to open a Fixed Deposit and get the Card immediately.
Assured, Free Card
You get an assured Card at Zero Annual Fee if you have a valid Fixed Deposit; no income documents are required.
PAYBACK rewards
  • For every `100 spent, get 3 PAYBACK points.
  • Redeem against a variety of attractive gifts.
To redeem or for more details, visit
Internationally valid
Global Emergency Assistance and Card replacement service available.
Save on 2.5% fuel surcharge
Waived for you at HPCL pumps
Low interest rate
Earn interest on your Fixed Deposit and use the Instant Card to manage your day to day liquidity – the Card is available at a low interest rate of just 2.49% per month.
`100 off on movie tickets
Get `100 off on movie tickets any day of the week, through
You can avail this discount twice each month or save `2,400 each year !
Limited number of tickets are issued every day under this scheme and successful booking is on first come first serve basis until the daily limit is available.

To book your movie ticket and for detailed Terms & Conditions, please click here.

Culinary Treats
Minimum 15% savings on dining

Enjoy delicious treats at minimum 15% savings at over 800 leading restaurants across 10 cities in India courtesy Culinary Treats, our premier dining program. Please visit for more details.
VISA Offers on Dining, Wellness and Hotels
Live the good life wherever you are, in India or abroad, with amazing deals from VISA. Wine, dine and unwind with great offers from luxury hotels, restaurants, lifestyle stores, spas and more. Click here for details.
Joining & Annual Fees
  • Joining Fee and Annual Fee on the ICICI Bank Instant Platinum Credit Card is NIL.
  • The Supplementary Credit Card fee is also NIL.
  • Overdue interest on extended credit and cash advances is 2.49% per month or 29.88% annualized.

Please refer to the Most Important Terms & Conditions (MITC) for other charges.

To get an ICICI Bank Instant Platinum Credit Card, all you need is a valid Fixed Deposit with ICICI Bank.
  • The minimum Fixed Deposit amount is `20,000.
  • The minimum tenure of the Fixed Deposit has to be 180 days.

Please also note that the Instant Platinum Credit Card cannot be issued :
  • If the Fixed Deposit is in the name of Third parties/Partnership firms/HUF/Society/Trust/Companies.
  • Against Linked/Quantum /80C/NRE/NRO / HFC Fixed Deposits or if a lien is already marked on the Fixed Deposit.
  • To minors and foreign nationals.

Issuance of the ICICI Bank Instant Credit Card is at the sole discretion of ICICI Bank.
This Card is available at over 1600 ICICI Bank branches and is issued against select Fixed Deposits.
Check with your nearest branch for availability.
This Card is available at over 1600 ICICI Bank branches and is issued against select Fixed Deposits.
Check with your nearest branch for availability.
2.5% fuel surcharge waiver can be availed on fuel transaction of maximum `4,000 at HPCL pumps when the Card is swiped on ICICI Merchant Services swipe machines.
If you make full payment against outstanding, no interest is charged on your Card. Interest is charged only if you chose to make part / no payments on your Card.