Savings Account

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Personal Banking >> Accounts & Deposits >> Savings Account >> Saving Account - Features

Saving Account - Features

ICICI Bank Savings Accounts Features

The ICICI Bank International debit card is a debit-cum-ATM card providing you with the convenience of acceptance at merchant establishments and cash withdrawals at ATMs. Click here for details
The next time you want to withdraw cash from your ICICI Bank Savings account, just walk into any bank's ATM and use your ICICI Bank ATM-cum-Debit card for free. The above benefit is available free of cost for the first 5 transaction per month upto Rs 10,000 per transaction.
Money Multiplier Facility
Internet Banking is offered free of cost.
Anywhere Banking - This facility entitles the account holder to withdraw or deposit cash upto a limit of Rs.50,000 across all ICICI Bank branches.
You can give us various types of standing instructions like transferring to fixed deposit accounts at regular intervals.
An average monthly balance of Rs.10,000 only in metro and urban locations, Rs.5,000 only in semi-urban and Rs. 2,000 only in rural locations.
Nomination facility is available.
Interest is payable half-yearly.

Click here to open an account online.

Average Monthly Balance*

Type of Account

Balance

Savings Account

Rs. 10,000 in metro and urban locations

Rs. 5,000 in semi-urban locations

Rs. 2,000 in rural locations

Non-maintenance of the minimum average monthly balance attracts a fee as given below:

Non Maintenance MAB charges**

Metro/Urban:
Rs. 250 per month; if Rs 5,000 =< MAB < Rs 10,000
Rs 350 per month; if MAB< Rs 5,000
Semi-Urban:
Rs. 250 per month; if Rs 2,500 =< MAB < Rs 5,000
Rs 350 per month; if MAB< Rs 2,500
Rural:
Rs. 250 per month; if Rs 1,000 =< MAB < Rs 2,000
Rs 350 per month; if MAB< Rs 1,000

Metro/Urban:

Rs. 250 per month; if MAB is between Rs. 10,000 and Rs. 5,000

Rs. 350 per month; if MAB falls below Rs. 5,000

Semi-Urban:

Rs. 250 per month; if MAB is between Rs. 5,000 and Rs. 2,500

Rs. 350 per month; if MAB falls below Rs. 2,500

Rural:

Rs. 250 per month; if MAB is between Rs. 2,000 and Rs. 1,000

Rs. 350 per month; if MAB falls below Rs. 1,000

Nomination Facility

Nomination facility available for bank deposits.
There can be only one Nominee for a deposit account whether held singly or jointly.
A person legally empowered to operate a minor's account can file a nomination on behalf of the minor.
Applicants can make nomination by filling up the Form prescribed under the Banking Companies (Nomination) Rules 1985
The nomination details can be changed during the subsistence of the account relationship by filling up the Form prescribed under the Banking Companies (Nomination) Rules 1985
For more details approach your bank.

*At erstwhile Sangli Bank locations (not migrated yet) the following savings account products are also offered:

Savings account without chequebook with a minimum balance requirement of Rs.50.
Savings account with Non-MICOR chequebook with a minimum balance requirement of Rs.300.
Savings account with MICOR chequebook with a minimum balance requirement of Rs.500.
No Frills Savings account with a minimum balance requirement of Rs.10.