Savings Account

Saving Account - Features

ICICI Bank Savings Bank Accounts in India

ICICI Bank Savings Accounts Features

  • The ICICI Bank International debit card is a debit-cum-ATM card providing you with the convenience of acceptance at merchant establishments and cash withdrawals at ATMs. Click here for details
  • The next time you want to withdraw cash from your ICICI Bank Savings account, just walk into any bank's ATM and use your ICICI Bank ATM-cum-Debit card for free. The above benefit is available free of cost for the first 5 transaction per month upto Rs 10,000 per transaction.
  • Money Multiplier Facility
  • Internet Banking is offered free of cost.
  • Anywhere Banking - This facility entitles the account holder to withdraw or deposit cash upto a limit of Rs.50,000 across all ICICI Bank branches.
  • You can give us various types of standing instructions like transferring to fixed deposit accounts at regular intervals.
  • Non-maintenance of the minimum Monthly Average Balance* will attract charges** as given below.
  • Nomination facility is available.
  • Interest is payable half-yearly.

Monthly Average Balance*

Type of Account


Savings Account

Rs. 10,000 in metro and urban locations

Rs. 5,000 in semi-urban locations

Rs. 2,000 in rural locations

** Charges for non-maintenance of minimum Monthly Average Balance:

Non Maintenance MAB charges Metro/Urban:
Rs. 250 per month; if Rs 5,000 =< MAB < Rs 10,000
Rs 350 per month; if MAB< Rs 5,000
Rs. 250 per month; if Rs 2,500 =< MAB < Rs 5,000
Rs 350 per month; if MAB< Rs 2,500
Rs. 250 per month; if Rs 1,000 =< MAB < Rs 2,000
Rs 350 per month; if MAB< Rs 1,000

Nomination Facility
  • Nomination facility available for bank deposits.
  • There can be only one Nominee for a deposit account whether held singly or jointly.
  • A person legally empowered to operate a minor's account can file a nomination on behalf of the minor.
  • Applicants can make nomination by filling up the Form prescribed under the Banking Companies (Nomination) Rules 1985
  • The nomination details can be changed during the subsistence of the account relationship by filling up the Form prescribed under the Banking Companies (Nomination) Rules 1985
  • For more details approach your bank.