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Offer Zone Rates & Charges
Rates & Charges
FD, RD & iWish
(390 days - 2 yrs)
8.75% Apply Now
Senior Citizens
(390 days - 2 yrs)
9.25% Apply Now
Home Loan 
(Upto 75 lacs)
10.15*% Apply Now
Personal Loan
(Upto 15 lacs)
13.00*% Apply Now

More Rates       Service Charges & Fees 

Recurring Deposit

Open an account online; keep a track of the recurring transactions; avail of a loan against your account without any TDS and much more.


Did you know? A Recurring Deposit (RD) can also be flexible. No penalty for missed payments with iWish a flexible RD.


Open two iWish Flexible RDs and get foodpanda discount Voucher worth Rs. 100*.
T&C apply



Now successful debit of Recurring Deposit installments will earn rewards points under MySavings Rewards. To know more, click here.

iWish – flexible RD

No penalties for missed payments


Does your deposit allow you to save any amount at any time? Switch to iWish the smarter deposit. to know more, click here


Minimum Balance

Deposit a minimum of Rs. 500 per month and thereafter, deposit in multiples of 100.


Nominate a single nominee to your account proceeds, whether held solely or jointly. Applicants are required to fill a form prescribed under the Banking Companies (Nomination Rules), 1985. For more details, visit your nearest ICICI Bank branch.

Period of Deposit

Make deposits for a minimum period of 6 months and thereafter in multiples of 3 months. Maximum tenure of Recurring Deposit would be 10 years.

Other Features

  • Loan against deposit
  • High rates of interest (identical to the fixed deposit rates)
  • Non-applicability of Tax Deduction at Source (TDS)

Convenient booking through

  • ICICI Bank Branch
  • ICICI Bank Internet Banking
    • Log into using Internet Banking user ID and password
    • Click on Open Fixed/Recurring deposit in "My Accounts" section
    • Click on open Recurring Deposit
  • ICICI Bank Customer Care
    • Select language
    • Press "1" for existing customers
    • Press "1" for banking accounts
    • Enter Debit Card & PIN and speak to Phone Banking Officer