Advantage Woman Savings Account

We understand that you have multiple responsibilities - both at home and outside the home. To successfully fulfil these, you have trained yourself to become an expert multi-tasker.

 

Presenting an account that multi-tasks just like you do – Advantage Woman Savings Account. This account is packed with multiple benefits that helps you save time and manage your finances better.

 

Account Benefits

More Savings


  • Get cashback of up to ₹750 per month on dining, groceries, entertainment

    Categories Cashback
    Jewellery and Departmental Stores 1% on all spends
    Dining 2% on all spends
    Entertainment and Utilities 3% on all spends

    Subject to a maximum cashback of ₹750 per month for each account holder. Customers spending more than ₹2,000 per month using Debit Cards would be eligible for the cashback credit to linked savings account.
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  • Preferential rate on Home Loan
  • 30% discount on first year locker rental
  • Unlimited free cash withdrawals at any bank’s ATM

Comprehensive Premium for Life + Accidental Death + 34 Critical illness cover #


You have an option to avail iProtect Smart Life Cover along with your Advantage Woman Savings Account.

  • ICICI Prudential’s iProtect Smart Life Cover provides protection against death, critical and terminal illness as well as disability along with following benefits:
    • Coverage against 34 critical illnesses# including female organ cancers such as breast cancer and cervical cancer
    • Additional cover on death due to accident
    • Tax benefits under Section 80C and 80D*
  • Benefit of ₹ 4 Lakh and ₹ 3 Lakh each for ladies aged 21 to 35 and 36 to 50 years respectively, starting at a monthly premium of ₹ 200, as explained here
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    Corporate Agency disclaimer: ICICI Bank Limited ("Bank") with registered office at Landmark, Race Course Circle, Vadodara 390 007, is licensed as a corporate agent (license no.: 2470377) of ICICI Prudential Life Insurance Company Limited (‘ICICI Prulife’) having its registered office at ICICI PruLife Towers, 1089, Appasaheb Marathe Marg, Prabhadevi, Mumbai-400025. Insurance is underwritten by ICICI Prulife. Bank's customer participation in the policy is entirely voluntary

     

    ICICI Prudential Life Insurance Company. IRDAI Regn No. 105. CIN: U66010MH2000PLC127837. © 2015, ICICI Prudential Life Insurance Co. Ltd. Registered Address:- ICICI Pru Life Towers, 1089, Appasaheb Marathe Marg, Prabhadevi, Mumbai-400025. For more details on the risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale. Insurance is underwritten by ICICI Prudential Life. Customer participation in the policy is entirely voluntary. ICICI Pru iProtect Smart: UIN - 105N151V01. Advt. No.: XXX

     

    # The Critical Illness Benefit is accelerated and not an additional benefit which means, the policy will continue with the Death Benefit reduced by the extent of the Critical Illness Benefit paid.To know more about the illnesses which are covered, please refer to the sales brochure.

     

    * Tax benefits under the policy are subject to conditions under Sec. 80C, 80D and Sec 10(10D) of the Income Tax Act, 1961. Service tax and Swachh Bharat cess will be charged extra as per applicable rates. Tax laws are subject to amendments from time to time.

     

    BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS
    IRDAI clarifies to public that:
    • IRDAI or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums.
    • IRDAI does not announce any bonus. Public receiving such phone calls are requested to lodge a police complaint along with details of phone call, number.

    Attractive Recurring Deposit Plan


    We have a special variant with zero Monthly average balance requirement on Opening a RD linked with your Savings Account for a minimum amount of Rs. 2000 with an option to transfer the proceeds to a Tanishq Jewellery card at maturity*

     

    This is how it works:

    • Open a RD linked with your Savings Account
    • Provide Standing instructions for transfer of monthly RD installment from your Savings Account
    • Earn interest on RD at the applicable rate for 1 year for example 7.75%**
    • On maturity the proceeds of your RD will be transferred to a Tanishq Jewellery card as per your instructions.*
    • Present this Tanishq Jewellery card at any Tanishq out let to make the payment while purchasing Tanishq Jewellery and avail 80% of monthly installment amount as discount which is inclusive of interest earned on the RD .
    • You can continue to enjoy the zero balance facility by opening a new RD of Rs. 2,000 and above.
    • Zero Balance facility shall continue till such time the RD installments are being paid from the linked savings account. Upon maturity of RD, and in order to continue with zero balance facility a new RD is to be opened every time the existing RD matures.
    • If the new RD is not created, condition of MAB will apply.

    You also have an option to choose a regular variant with Rs. 10K monthly average balance requirement without opening a RD. All the benefits of Advantage woman Savings account will be offered to this variant.

    • * You can change the maturity instructions and move the proceeds to your linked Savings Account, anytime up to maturity.
    • * Even after maturity if you do not want to re-invest in the scheme, the available balance in the Tanishq Jewellery card can be moved to your linked savings account.
    • **Interest rates are subject to change.
    • Disclaimer:
      Terms and conditions of ICICI Bank and third parties apply. ICICI Bank is not responsible for third party products, goods, services and offers.

    Healthcare Benefits


    • 60% off on Women’s Preventive Health Package from Thyrocare
    • Apollo Well Woman Health Check – 15% discount at Apollo Hospitals and 25% discount at Apollo Clinics on payment through ICICI Bank Debit Cards
    • A 20% discount on online order from Apollo for the following product ranges:
      • Baby care
      • Health food
      • Instant energy drink
      • Skincare
      • Vitamins/ Supplements
    • Click here to check out the product range and to place your order. Don’t forget to mention the Coupon Code AP20ICICI for availing the 20% discount.

    Lifestyle Offers


    Special Debit Card loaded with discounts on shopping, beauty, health and wellness, kids’ education and home services, on brands like Jabong, MyFlower Tree, Lino Perros, Tattva Spa, Thyrocare, Make My Home and House Joy. Know More

    Maximise Earnings


    Through Money Multiplier Facility you can earn higher interest by setting a balance limit above which money lying idle in the Savings Account will get converted into Fixed Deposit on request. 

    To know more on how to earn higher interest, click here

    Kids' Education


    • 3 months' free subscription of WYRA e-learning service, followed by 25% off on modules (valid for multiple usage across a year)

    Convenience and Time-Saving


    • MyMoney tool for managing finances
    • User-friendly Internet and Mobile Banking