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National Pension Scheme


ICICI Bank is registered with Pension Fund Regulatory and Development Authority (PFRDA) to provide National Pension System (NPS) related services to corporates and individuals.
Our Bank with 162 branches is a Point of Presence (POP) for the NEW PENSION SYSTEM launched on May 1, 2009 by the Government of India. The scheme, promoted by the PFRDA (Pension Fund Regulatory and Development Authority, Government of India), is a first of its kind in India and is being launched pan-India by 62 other POP's as well.


The National Pension System (NPS) is  a pension fund for the employees of corporate entities where the corporate contributes on behalf of the employee with an aim of retirement planning of the employee. The main purpose of NPS is to promote security of income and market driven returns to its subscribers in their old age.

Features of National Pension Scheme

Prudentially regulated:

Transparent investment norms, regular monitoring and performance review of Fund Managers by the NPS Trust.



  1. Flexibility to choose between 8 Fund Managers:
    The subscribers can choose between 8 Fund Managers namely-
    1. ICICI Prudential Life Insurance Company Limited
    2. IDFC Asset Management Asset Management Company Limited
    3. Kotak Mahindra Asset Management Company Limited
    4. Reliance Capital Asset Management Company Limited
    5. SBI Pension Funds Limited
    6. UTI Retirement Solutions Limited.
    7. DSP Blackrock Pension Fund Managers Private Limited
    8. HDFC Pension Management Company Limited
  2. One Fund Manager must compulsorily be selected.
  3. Flexibility to choose between Active and Auto Choise for distribution:
    A subscriber must choose between active choice and auto-choice for distribution of his contribution. If active choice is selected, the subscriber must indicate the percentage distribution between corporate, gilt and equity. The maximum investment allowed in equity is 50%.

Minimum Contribution:
The minimum contribution is Rs. 6,000 per year. There is no limit on maximum contribution. Although, the maximum contribution through cash is Rs. 25,000 per transaction.


Low Cost:
0.0009% per annum as fund management fees, one of the lowest in the industry.


Complete Portability
NPS account can be operated from anywhere in the country irrespective of employment and geography


Transact Online:
All transactions can be tracked online through CRA system.


Minimum number of Transaction:
There should be a minimum of one transactions per year.


It is open to anyone from 18 years to 60 years of age, including NRIs.