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    Introducing ICICI Bank Pension Savings Account

    ICICI Bank has been authorised to disburse pensions to the pensioners of Civil, Defence, Railways and EPFO.

    • No minimum balance account with extended benefits of Family 3600 Banking.
    • Easy submission of Digital Life Certificate and Form 15H
    • Priority assistance, Doorstep Banking and more with Golden Years Programme
    • Golden Years Fixed Deposit, NPS and SCSS for steady returns.
    • Exclusive offers on legacy planning services, elderly care solutions & more.
    • Exclusive Credit Cards based on net pension credited.
    • Access your account anytime online with Internet Banking and the iMobile Pay app.

    Elevate your banking experience with our thoughtfully curated Senior Citizen Solutions

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    Pension schemes by the Government of India

    Golden Years FD

    National Pension Scheme
    (NPS)
    Mutual Funds (SIP)

    Atal Pension Yojana
    (APY)
    Senior Citizen Savings Scheme (SCSS)

    Employee Provident Funds
    Scheme
    Civil Pension Scheme

    Civil Pension Scheme
    Defence Pension Scheme

    Defence Pension Scheme

    List of SPARSH designated Branches

    Know more

    Explore our investment solutions tailored for pensioners

    Golden Years FD

    Golden Years FD

    Earn an exclusive additional interest rate of 0.10% on Fixed Deposits with a tenure exceeding 5 years for senior citizens.

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    Mutual Funds (SIP)

    Mutual Funds (SIP)

    Financial empowerment through risk profile based investments.

    Know More
    Senior Citizen Savings Scheme (SCSS)

    Senior Citizen Savings Scheme (SCSS)

    Safe and secure savings with the Government of India.

    Know More

    How to open a Pension Savings Account?

    For new customers

    Visit any ICICI Bank Branch to open a Pension Account.

    Submit a retirement letter or document from the company as eligibility proof.

    Documents required:

    One passport size photograph

    Identity proof and address proof (choose one):

    • Passport
    • Aadhaar Card
    • Driving licence
    • Voter ID
    • NREGA Job Card
    • Letter from the National Population Register

    (PAN Card is not considered a valid identity proof)

    For existing customers

    If the pensioner maintains an account with ICICI Bank and wishes to receive his/ her pension through the Bank, he/ she will have to provide the Bank Account details to the Pension Authority on or before the date of converting his/ her existing account into a Pension Account.

    Eligibility:

    Employees/ pensioners of Civil, Defence, Railways and the organised sector.

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    Digital solutions

    • iMobile Pay app

    • Retail Internet Banking

    • 01. Seamless transfer of money anytime, anywhere.
    • 02. Pay bills from the comfort of your home.
    • 03. Manage Credit Card limits, block/ unblock cards, change PIN and more.
    • 04. Check your Pre-approved loan offers and get instant sanctions.
    • 05. Apply, track and manage your investments.
    • 01. Feature-rich dashboard with a seamless user interface for convenient banking.
    • 02. Track and manage all your finances, anytime, anywhere.
    • 03. Customisable dashboard for setting up shortcuts for frequently used features.
    • 04. Customisable dashboard for setting up shortcuts for frequently used features
    • 05. Targeted features for your unique requirements.
    • 06. Set your own transaction limit and experience an added level of security.

    Pension Savings Account FAQs

    Expand All | Collapse All

    What is Jeevan Pramaan/ Digital Life Certificate and how can it be submitted?

    Digital Life Certificate can be submitted at the Bank Branch through the Jeevan Pramaan app.

    What documents are needed for Life Certificate submission?

    ID proof and a Life Certificate are required for submission.

    How to re-initiate pension if the Life Certificate has not been submitted for a year?

    Submit Life Certificate at any Branch and the pension will restart from the frozen period after a request is raised to the Central Pension Processing Centre (CPPC).

    What is the National Pension System (NPS) and what purpose does it serve?

    NPS is a voluntary retirement savings scheme aiming to provide sustainable retirement income to every Indian citizen. For queries, contact nps@icicibank.com

    What is Atal Pension Yojana (APY)?

    APY is a defined pension programme based on the contribution and the selected period, administered by the Pension Fund Regulatory and Development Authority (PFRDA).

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